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Whew what a weekend! There were 10 year old girls screaming all weekend. Oh yeah I was at my little girls birthday bash all weekend we had fun and here on this misty rainy Monday. I had a few moments to reflect on the past event as I rose in pain early this morning.

More on that in a minute. I really did have a blast. I worked pretty late on Saturday and my daughter, her friends, my wife and my son were all waiting. When i arrived it was late and these girls had tons of “sugar powered energy”. We went till the early hours in the morning.

Then Sunday came along and we did the bowl-a-thon for a couple of hours. These girls had me on three out of the four lanes. I was speed bowling on some rounds when all two or thre lanes lit up with my name. Needless to say last night I was beat. I woke up for an early appointment this morning and felt like a frieght train and I had wrestled around for a couple of hours.

After I finished my morning calls I decided to make a couple of adjustments to my blog and finish up my review of my new friend Chris’s article 2010 the rise of the sophisticated real estate investor. Chris and I met on Facebook several months ago. We have passed a few articles around to one another through various news feed however this particular article really called out to me.

I read the article quickly last week and put the post out to you this week. I really enjoyed reading the article for a second time. Chris provides many tools and resources for you as a real estate investor to weight to use for your arsenal. Having this type of knowledge and education availability is infinately rewarding and extremely valuable.

Chris and I are looking into creating some new ventures. I will definitely keep you posted. In fact I will be featuring this articles tools and others in some upcoming posts. For today Monday I am in a work light get ready for the upcoming weeks activities today. you know the planning, organizing and execution of the rest of the week. I have made several great contacts over the past week and now is the time to solidify the new relations and build the trust and other foundational activities that will enable the scalability and growth of the opportunity going ahead.

• Changes in your credit score and what they mean to you You've heard the news about the changes in credit scores and the impacts of these changes are yet to unfold. You can rest assured that this is the first step in major changes in banking reform on both the business and deposit account holders end. Tighter financial requirements on the......
• Action leads to success with your finances Yes action the simple step by step process you use to allocate a budget, register your expenses, invest in your future these are all activities you must participate in to achieve any level of financial success or independence. If you aren't watching over your finances they can easily slip out......
• Snowball your way to financial freedom Debt is like a plague that eats your hard earned money faster than you can earn it. You work for your bills and your bills take everything you work for. Soon it becomes a stressful vicious cycle that makes people bitter and angry. Your outlook becomes bleak; you see no......
• Are you ready to sail away - or are you happy just being at home in the port? Get ready get set your retired now what. What plans did you have 20 or so years ago? Were you going to retire and sail the globe? Did you make the right moves to achieve and sustain your goals? This article displays the types of choices we all make......
• These 29 Tips To Help Save You Money Funny how when we look at money, financial affairs and wealth we often overlook some of the most simple things. For example what about cutting back on items or finding ways to save on the purchases of the items or services, I read this article in Readers Digest a couple......

• Money Management During Tough Financial Times Personal money management can absolutely be a challenge, especially when you are tight on cash. Payday never seems to come in time, and your pockets probably feel empty long before the bills have all being paid up. Here are some basic but essential tips for money management that can help......
• Money Management Techniques "Successful traders have a larger edge and better money management than unsuccessful traders. Unlike popular belief however, this study shows that the smaller edge of successful traders is not the cause of their failure. Traders' failures can be explained almost exclusively by their poor money management practices." - Fernando......
• No Stimulus Check No Problem, Create Your Own A good number of people expected a second stimulus check by Christmas, and many others held out hope for another stimulus check by the end of the year.  Well, with the year winding down it looks like the chances of getting another stimulus check are zilch.  And the stimulus package......
• Learning Basic Money Management Skills Whether economics is your idea of a great way to fight insomnia, or you just didn’t get the benefit of learning about money management early on, it is never to late to learn the basic skills of proper money management. We highly recommend taking a brief course on finance if......
• Money Management and Budgeting are Vital for Avoiding Financial Disasters Anyone who is worried or stressed out about their finances right now has probably had concern over whether or not their budgeting and money management tactics are working. It is important that you learn how to develop good skills for money management in this day and age, otherwise you will......

When it comes to purchasing a home you know the basics, you need to get prequalified for a mortgage, then find a Real Estate Agent or Realtor that you can trust. Sure this sounds easy enough and for many people it is.

However if you’re intimidated about where to start let this article be your beginning guide to sourcing out a new home or if this is your first time ever looking to purchase your home then this article will shed some light on the subject.

Here’s the article that has your 7 tips for preparing to purchase a home. Also when you are ready to take that step forward please don’t hesitate to give me a call. I’m in the San Francisco Bay Area. Centrally located in Concord.

Call me at 925-335-6357 or stop by Burton Real Estate 2095 Salvio Street, Concord, CA 94520

• Retirement of a giant and the rise of future leaders Retirement of a giant and the rise of future leaders I looked as if I was a deer staring in the headlights when I opened the news this morning. You see I have been buried in tons of different activities and meetings over the last several weeks as I have......
• 5 tips for selling your home in a down market Selling your home in any market can be challenging if you aren't properly staged for the sale. However in a market place where people are on uneasy ground due to the global economics and financial markets have led to consumer fear and a lack of confidence. Only those aware of......
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• Land banking shows signs of life despite the rest of the industry outlook Even though the “free fall” of the housing market has apparently stopped or could be ending soon depending on the information you research, investing in select California real estate commonly referred to as “land banking” is still the safer alternative to your typical cyclical market corrections and downturns.   It's......
• The Ultimate IRA Report The approval is final I finally got the okay to post the Equity Trust Article I mentioned last week. I spoke to their professional network coordinator and racked up some huge decision making ideas along with the invitation to contribute articles for their monthly reading audience. I now have a......

• Understand Mortgage Options Before House Hunting Whether you are looking for your first place or downsizing for retirement, finding the perfect home can be harder than many people realize. Home buyers should know that finding the perfect location or floor plan are not the only decisions that have to be made. Finding the right mortgage to......
• linklings, glorious communism! edition As I mentioned, I have had a tough week - but things are coming around. I got a haircut today, losing quite a few pounds in hair weight, so that was nice.  I also managed to get back on track with the links.  AS alwasy, it's a mix of the......
• Your home's value and your net worth Few people would argue that real estate appreciation was very kind to homeowners during the first part of this decade.  It really was a pleasure to own a house in many parts of the country, especially the ones with appraisals that defied gravity.I bought a house in 2001.  (Well, actually,......
• Rent or Own - What's Best Right Now? The housing market has many people concerned right now and one of the most popular questions is whether or not this is a good time to buy a home. Unfortunately, there is no clear cut answer to this question, and each individual’s financial state will determine the answer. However, there......
• Fab Five: Quick Turnaround Edition I'm a little late with today's post because I spent last night visiting my mom in the hospital, and arrived home way past my bedtime!  She continues to make progress, but the trips back and forth are really wearing me down.  I am looking forward to catching up on rest, Frugal Dad, and......

The downside of all of this is when your house cracks or starts falling apart and you’ve only been in it for a few months what is the buyer to do? I remember as a phone technician I had a clients appointment and she was livid.

Her home had plumbing issues over Thanksgiving one year, she fought with the builder who finally got around to the third repair around Christmas that year. It was so bad that she had to rent an out house for her guests to use the facilities.

The outcome was the laborers had been shoving garbage down into the plumbing as they were drinking and partying the nights away. How unthoughtful, destroying people futures without giving a care or regard for the consequences that will follow.

10 Things Home Builders Won’t Tell You at SmartMoney.com

10 Things Home Builders Won’t Tell You

Technorati Tags: real estate, builder, home builder, shotty construction

• How And Why You Should Use A Financial Hardship Letter  Funny how circumstance ccan reshape your life in an instant. You know those times in life when life changes and you need to be quick on your feet. First off let's examine two crucial reasons why you would want to use a hardship letter in the first place... 1) Many......
• Looking For A New Place To Move I found a recent list of the best places to move in 2009. Located on Yahoo I stumbled across some our country's most appealing cities. Do you think that creating wealth has something to do with where you live? I would bet it does a little. Certain cities obviously cost......
• E-Waste Plus Wall Street, Times The Mortgage Market Equate To A Toxic Mess E Waste, mortgages, Wall Street, credit derivatives, rising credit deficit and the bet against America. I was watching 60 Minutes last night, it was very disturbing to learn exactly what has been going on both in the technology sector as well as the financial markets. Both topics showed me......
• What's The Difference Between Rich And Wealthy? Is It Simply Black And White? WARNING THIS VIDEO CONTAINS EXTREME LANGUAGE/ SLANDER/ AND ETHNIC SLURS VIEW AT YOUR OWN DISCRETION!!!!!!!!! I really debated before putting this on the blog today, I really don't want to offend you the viewer so if yo're easily offended then I suggest in order for you to return as my......
• Why Network Marketing, Marketing and Internet marketing are changing the world around us When it comes to business and life opportunities I should head to one warning. Once bitten twice shy should be the order of the day. You see I had always wanted to start my own profitable business and be the one stop shop for everyone. The problem is I couldn't......

• 6 tax moves to make by year-end. It's that time again... time for that end of year preparation for maximizing your tax breaks for next year. Some of these are the pretty standard tips that you should do every year, but others are only available this year, or are no longer available after this year. 1. Buy......
• Having a good support system Having a good support system is pretty much a necessity. It helps if you have grandparents (we don't). Lacking that, friends; sibs; people who become like -- or better than -- relatives, lacking relatives; a housekeeper (haven't had one in a long time, only just very newly again); a good......
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• Counting Down to Quality There are five common errors that builders make in the efficiency of energy, resources and health. There are far too many green builders out there that are completely missing the mark. There are five mistakes that are being perpetrated, but that you can avoid easily with the right know-how. #5:......
• Thanks to Roddick Everyone Wins at China Open This weekend’s China Open was a competitive test of skills for the players that participated and although Andy Roddick won, at the end of the day, it was the people affected by the earthquake early this year that took home the gold. As a gesture of goodwill, Roddick donated $25,000......

I haven’t been posting regularly for the past week and a half, in fact the last article I wrote was posted about using social media to enhance your real estate business. Since that writing I did after attending that seminar I have had rapid changes come to me in the way of inspiration and action.

Here is the last article I wrote on using social media. All I know is between that day and the day I was asked a simple question of “Why”, I have been on a mission.

A mission that will take more than just myself to get it going. I decided that social media is more than just a tool that can be leveraged for gains in viewership as well as a quick way to start gaining momentum in presence of yourself and or your business.

I knew if done properly the concept of social media could be displayed by using it’s sheer power and ease of simplicity. I knew I could use it to make a massive shift in the direction and choices people make daily.

This shift would create enough of an interest and reason to give people the power to take control of a trend to leverage it and make huge positive impacts. This is why I am writing you today, I need you to help spread the word.

Over the next 72 hours I will be reshaping my blog then my website RyanWegman.com I will be releasing my message to the world and starting to spread it quickly.

Soon after I ensure everything functions I am opening up the door to a select few. Only those who are serious to make change as well as impact lives will qualify for a rare chance to have personal 1 on 1 coaching with myself and a guest panel of professionals who will take on the task of reshaping your financial future.

After my original goal is reached of my undisclosed number of initial participants I will be opening the door to affiliate and joint venture partners to accelerate the process of change and influence.

These affiliates are my secret weapon to gaining momentum. But I didn’t want to stop there, I have been able to gather some valuable training on the proper usage of social from a close friend of mine.

In essence we are going to launch two separate products, to two very different markets and then the twist which I have not dropped on him yet is we are going to share his principles of social media to leverage your experience and efforts and at he same time spread my message to his huge audience of listeners.

Did I mention he has a prior 20 years in Radio as a professional DJ? This guy really knows his stuff when it comes to media and the social effect it can have on the ears who fall up it to listen.

Remember the original story of the War of THE World by Orson Wells? The panic, chaos and fear it produced simply because many viewers missed the opening statement “This is only a story none of this is real; well that’s the gist of it any way.

Get ready to take life by the horns and start making the choices that are essential and necessary to change the direction you are going in life. Be on the watch for my new site design, check today then check tomorrow I know you are going to be pleasantly inspired. Go ahead and take the challenge today.

• You know you've lost when the eyes have spoken I felt like Marquez after an intense beating, bruised up and battered like the Raiders after the met up with Denver on their own Oakland turf. You see I have been busy with a new web project and this one is different than anything I had ever developed before.......
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• Are your rewards really rewarding or are you just in a vicious cycle of spending? You hit the stores in search of that something special that you’ve always had to have or you just can’t live without, you search high and low for that most important possession. You spot it on a shelf tucked way inside behind other merchandise. You grab it and you can......

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• B2B Social Media Marketing: Glass Half-Full or Half-Empty? Social media has taken the world by storm – no doubt about that, everyone is using it and it’s now the easiest way to reach people online. This is because people spend a considerable amount of time doing their social media stuff. For personal and for business matters. A widespread......

According tot the title of this article you do have some competition in this unique niche of real estate investing. Land banking is usually used for the purpose of acquiring land in the path of growth of a major metropolitan city and holding that property for the long term to acquire profits.

Land has been and always will be one of the most sought after purchases to many types of competition. Yet before we actually get into the whole “competition” dissection of your investing business. I hope you seriously believe this is a business. Simply put if you are an individual you have the business of securing your future financial stability.

This stability is crucial for your future for times when you are too old to play catch up with your finances as well as having the security of knowing your able to stay of the costs of living for you and your family. Also for the reasons that you can build a foundation for your family and future heirs.

This may not be your exact why, you may just have a goal of being financially independent to pay for your lifestyle as you grow older. Having figured out your biggest reasons as to why you want to secure your future is something only you can do.

Creating the sense of urgency and importance is my job. I don’t use tricky scare tactics, I use facts and pointers form real life experiences both my own as well as that of others who generously input their own experiences into my life. In return I hope to save you all the grief of not planning and mapping out exactly where you both want yet more importantly need for your life as you grow older.

This in its self should be enough of a compelling reason to start securing your future by utilizing a little known strategy for creating financial security in your life. If it’s not, then you will surely begin to see why you must hurry by the time you finish reading this article.

You see competition isn’t related to just other investors as one may think, you have many outside influences to compete with who are naturally going to be more educated, more adapt to conceptual thinking, also they are probably better funded than many of you and they have more experiences with buying predeveloped land for profit.

Let me begin by asking you a question, “have you ever driven by a plot of land day after day, wondering why it is so vacant in an area, then one day out of no where a giant superstore or chain retailer suddenly appears?” Do you really believe that these stores recently made a purchase to build there because new growth was in the area?

The answer to the second question is No! These stores have done research dated 10, 15 even 20 years prior to the development. They use land banking as a standard business practice for several reasons. Some of the biggest factors are they knew the growth of these cities were coming, they also knew the value of the land would significantly increase.

With that said they have the ability to fund the deal by leveraging the equity of the asset and only accumulate enough debt for the build out and construction, Once completed it’s business as usual, just as a homeowner handles expenses and debt so do the retailers.

This is just one of your many competitors, you also have Government agencies that use land banking for the same reasons, wealthy investors who know the value of owning real estate in a major path of growth. Also you have builders and developers who land bank for the entire business model.

Asset acquisition firms as well as hedge funds use land banking as a tool to resell shares for profit and return as the projects begin their development phase. Education institutions, banks, corporations. You see until you are tuned into the entire of why land banking these issues wouldn’t come to mind.

The most important thing to remember is that these competitors are also your best friend because when you beat them to the purchase they become your newest buyers. If you have enough desirable land for the building project you may be able to earn profits from leasing, renting, joint ventures and partnerships.

Use your intelligence and sources to find out how to start beating these big fierce competitors at their own game so you can win and profit in the end. Why recreate the wheel use a proven business method to create wealth and financial security in your life.

Land banking is one of the oldest forms of real estate investors, I recently started a great read called “Pay Dirt” It takes the science of land banking and puts you the reader in the drivers seat for education. You receive first hand knowledge on the reasons for land banking and how not to get taken in with scams, shams and worthless real estate.

I would advise you to read the book, contact me after viewing the webinar on land banking and then and only then will you truly understand why land banking in California is one of the most profitable real estate vehicles for creating consistent,proven returns on your purchase.

• Low and no interest capital for investment purposes When it comes to the value of your dollars in today's economy or any other time your ability to purchase, return income on your investment has been something that eluded many would be great entrepreneurs and investors. The lack of resources to keep the fire slowly going while your momentum......
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• Capitalizing on the real estate market with social media If you've been on the Internet for more than 15 minutes it's not doubt that you have been exposed to numerous websites that use and leverage the social media such as myspace. Facebook, twitter, youtube and countless others of websites using the “web 2.0” technology. It's one of the hottest......
• Top five reasons to own pre-developed real estate in a down market Many investors are rushing in to swoop up the great deals in real estate with our current state of economic trends. With many foreclosures on the market and more arriving there everyday. However with all of the great deals on the market there are tons of profits to be made.......
• How to strategically plan for your retirement When it comes to planning for retirement you really have only a few choices to make for your future. Strategically speaking many people take the approach of “I hope it works.” People really never give their retirement a thought until it's to late. When they decide it's time for retirement......

• Networking Brings Value at Real Estate Investment Clubs [/caption] Real estate investment clubs are an invaluable resource for investors of all experience levels. Whether it is finding a seasoned professional in the area to be a mentor or forging partnerships for future opportunities, real estate investment clubs offer a low cost opportunity to build substantial and lucrative contacts.......
• Ben Stein Not Hot On Real Estate Here's an excerpt from Ben Stein's column about why he thinks real estate isn't such a great investment.That means the house has kept up with inflation -- barely.In fact, when I do the math, I realize that it hasn't fully kept up with inflation. Plus, the owner would have had......
• Real Estate Investing - Latest News The latest news in real estate from around the blogosphere: Real Estate Investing Strategy Guide « BusinessWhen you think of real estate investing, a number of things may come to mind. You likely leap to real estate investing as real estate portfolios and real estate retirement plans, and then you......
• The Mortgage Crisis and Investments in Real Estate According to regional and state real estate analysts, the factors which previously fueled the housing boom of the last few years are easy to explain. The factors that fueled this boom in the real instate industry ranged significantly, including: - Interest rates that were historically low. - Flight-Risk Safety Investments......
• Real Estate Forecast 2009 As a member of the school's Real Estate Club, I got a pretty interesting update on the real estate forecast for 2009. This is just the summary. The whole article was signficantly bigger. A lot of it is obvious, but it's still a good comprehensive list. Serious dislocation has resulted......