“Test results are back and the prognosis doesn’t look good…”

My wife’s Doctor was a nervous wreck after she reviewed her file. We have all taken tests from the Doctors office and stressed over the outcome of the results; usually everything checks out okay, what do you do when they don’t? Surprisingly her Doctor was stunned and frankly a nervous wreck while she was going over the test results with my wife, all the while my wife took the news ever so calmly. The Doctor was so stunned that she had to repeat that fact of my wifes calmness several times during the visit.

You can see the comedy in the statement above, the parallel of the Doctor being the wreck, while my beloved stays calm during the whole office visit. Yet as soon as my wife got home to tell me the disturbing news she started to unravel at the seams.

The Doctor’s reaction was rather unsettling for my gal. So this really got me thinking about the long term consequences of being financially unstable and the long term residual effects on your mind, your body and your spirit. We all know that eating the right foods seems more costly when you look at the up front costs. Have you ever considered what the back end long term costs on your wallet, not to mention your body and spirit. Living healthy is just as key to creating wealth and financial security in your life as managing your body.

Think about the state of our current health care system, the rising costs of medical coverage, insurance and medical treatment. Our state governed programs are maxed out with patients and stretched for funding at all levels. It’s not designed to handle the mass group of uninsured citizens of our great nation. The Doctors are taxed to the max with patients and many have no patience for people who neglect or defiantly treat their body with abuse.

Back to my topic neglect is abuse and I am sure that you have received a nudge or two from your primary care physician, possibly your dentist has mentioned a thing or two about your hygiene? Regardless avoiding the infection, symptom(s), infections whatever you are dealing with only leads to greater problems and increased risk of terminal illness.

Yes I said terminal illness, or you have the option to face the issue at hand and make a conscientious decision to address them at all costs no matter what lengths you have to go for. Otherwise you have made the choice to take on a life sentence of undesirable circumstances. The word is out on the street and you know exactly what you must do.

It’s entirely up to you on how to make a change, fortunately for you, your biggest challenge in front of you doesn’t have to depend upon just you alone. A simple team has been assembled for you, to provide you with support, advice, guidance and goal achievement. Making the transition doesn’t have to be difficult or painful.

Tackling any type of obstacle always starts with the end in mind, your outcome has to be clearly visualized and accepted before you will ever reach it. I know this now more than ever. Have you ever felt like a much needed change just wasn’t happening for you? Well ask yourself did you clearly see the end result, did you give the appropriate attention to the planning and organization of your required activities? Did you measure the results you were getting? How did they compare to your original projections, what could have been improved on?

I bring this up to you only because the news my wife’s Doctor gave her was shocking, now Teri has to make the same decision about her own condition that you have to make to take control, own her life with clarity, focus and vision. Funny thing was that the motivation factor wasn’t he news about test results it was the treatment. As soon as her Doctor said you have to take injections for life Teri looked up and firmly stated “what other options do I have?”

The fear of having to physically take insulin injections to control her diabetes was alarming, so her Doctor gave her a time line to make dramatic improvements or the only alternative was her injection recommendation. So in the end what does all of this have to say about you and your current circumstances?

Simply put you need to get involved in your financial affairs, it’s a proven fact that proper medical attention and monitoring are critical to your overall wellness factor, lack of money and reserves can become a problem if you don’t have the means to take care of your self. Your future retirement money not safe either. You didn’t just save money to pay for medical bills and Doctor visits. So in light of this profound idea and shift in thinking thanks to a good friend I recently connected with I have decided to make this exam painless to you and your pocketbook. Over the next two weeks I am setting up your diagnostic exam center fully equipped with the latest state of the art equipment.

Recent legislation has passed that will eliminate many of the unscrupulous characters currently posing as so called experts for financial hardships, loan modification consultants, credit repair services, debt settlement companies and all of the other take your money and provide you with no measurable results.

The office is open even during the construction phase I will have a general admission and registration page up by Saturday at the latest. Those of you who are seriously buried in debt, experiencing late payments, facing impending foreclosure or bankruptcy; those of you who have fallen victim to the crisis at hand with sudden job loss, diminishing pensions and retirement accounts there are solutions for you.

Solutions that can and will provide you with clearly outlined, manageable plans that are backed with legal advice and protection designed to give you the patient/client the ultimate experience in customer satisfaction. As the separate departments come on line you will be updated. Most people go through life with rose colored lenses on, ignoring the warning signs until it’s too late.

I know my wife doesn’t want to deal with the possible outcome of ignoring her situation, I also know you don’t want to deal with your health, your financial management, or your wealth creation choices without proper advice and input. Running down the road not looking for indications of measurement in improvement in your circumstances is like driving down the road with blinders on. You’re eventually going to crash.

Why not research, review and monitor your symptoms now and act on advice from trusted professionals to guide you in your healing process. You don’t need to do this alone.

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 Funny how circumstance ccan reshape your life in an instant. You know those times in life when life changes and you need to be quick on your feet.

First off let’s examine two crucial reasons why you would want to use a hardship letter in the first place…

1) Many time especially in the most recent of times people are requesting that their mortgage company let the home owners “short sale” their homes to avoid foreclosure or ask for a mortgage modification.

2) To ask your bank or credit card company(s) to consolidate or negotiate your debts for a more comfortable payment plan.

3) Other typical financial hardship letters include: requests to a college or university to reduce their admission fees due to special circumstances, appeals to a hospital or medical care provider to reduce their billings for compassionate reasons, or, a request to an insurance company to cover the costs of an unusual medical procedure or treatment, and others.

So I found this article this morning and I wanted to make sure that you had these tips at hand to guide you through any raging waters you may be experiencing in your life.  Or if you are in the financial services arena you can use these ideas for your clients as well.

http://www.writinghelp-central.com/write-hardship-letter.html

I am sure you will find these tips useful and beneficial to you.

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