Is fear really holding you back from the true wealth you deserve

Funny sounding and actually quite appropriate for this time of the season. With Halloween right around the corner, the leaves turning red, orange and yellow. The sight of

monsters, goblins, creepy and eerie things that you only find in horror films. Isn’t that what this month’s tone happens to be all about?

The days are growing shorter, the nights are growing colder and nothing except those holiday jitters to face from now until after the New Year. Gosh it just seems like time has started rapidly increasing to the point that it seems there are not enough hours in the day. Those little “it can wait” thoughts about calling a creditor, arranging some payments on a past due bill.

You know what I mean all of those little things we say we will do later, such as saving up for our children’s college tuition. What about saving up for our own retirement. How about eliminating some debt to remove a burden of stress off of our shoulders.

I can remember when that feeling of debt and past due bills were eliminated from my life. I can also remember when having a credit card was such a temptation to spend while being a curse to have because I was desperate to eat and the credit card was my only source of purchase.

The core of the dilemma here is that we as humans and more so as a society have become dependent on an instant gratification type of mentality with the audacity to buy everything on credit so you have to pay exorbitant interest rates that wind up consuming every dollar you have towards getting out of debt and creating a bright future for you and your family.

So again I ask is it your fear of change, becoming debt free or some other positive shift forward in your life that is holding you back from your achievement of financial freedom. If you don’t think you are standing in your own way of success by hiding from the real truth of the matter; then you need to step aside and take a good hard look at your life from the outside looking in.

Life is full of uncanny surprises and challenges no doubt. When you learn from your mistakes you can move forward at leaps and bounds you never dreamed possible. It all starts with just a little discipline and patience. You know exactly what I am talking about… “The Pillars of Wealth” just a few shifts and you’re off and running at the races and headed straight to the wealth you have always deserved.

• Organizing your daily financial routine Wealth it all starts with a concept, the challenge is making the mind choose from the heart. I know this may seem funny at first but you will soon realize that your actually doing it. You see when you make choices they always come from the heart first, then the......
• Happy Labor Day Are You Working On Your Finances Today Image by Robert Couse-Baker via Flickr Here we are again entering the holiday season, beginning with today and running directly into the major holiday season. Halloween, thanksgiving and of course everybody's favorite Christmas. With the soon to be spending season coming right around the corner at this time of......
• Are your rewards really rewarding or are you just in a vicious cycle of spending? You hit the stores in search of that something special that you’ve always had to have or you just can’t live without, you search high and low for that most important possession. You spot it on a shelf tucked way inside behind other merchandise. You grab it and you can......
• Stress Free Wealth Creation Made Easy Part One Creating wealth eludes the majority of the populous for various reason. Lack of knowledge, lack of proper guidance and even lack of motivation. When it comes to money people are generally unmotivated to change even when disaster lurks on the horizon. Why is it that the worlds wonders are only......
• You can purchase an investment with a credit card 5 things to watch as you invest this way We have all heard the term leverage used when it comes to real estate and investing. Leverage the equity, leverage some one else for their skills and talents or their credit and financial stability. Have you ever heard the term leverage the credit card for making real estate purchases? I......

• Fesitval of Frugality #163rd Edition This is my 100th Post (thank you, thank you), kind of exciting that it is also my first time hosting a Blog Carnival.  I am hosting the 163rd Edition of the Festival of Fruality.  There were approximately 80 entries, but I only felt 60 were worth my readers' valuable time......
• Who’s Better At Managing Money: Men or Women? Who deals with the stock brokers and manages the high yield investments in your household? And who tinkers with the budgeting tools? I don’t want to start a gender war, but I found a couple of interesting surveys on finance that seem to be at odds with each other.......
• Top 3 Tips for Saving Money on Term Life Insurance Coverage If you are looking for an affordable means of protecting the future of your family, term life insurance coverage is the way to go. This type of life insurance provides an individual with basic coverage for a specific amount of time. The payments are fixed, which means that they do......
• Don't Let Money Ruin Your Marriage! You found that perfect person who completes you that you want to spend the rest of your life with. Now you are getting married!  It's a big step and will be one of the biggest days of your life.  Sharing your life with someone is a wonderful, intimate experience.......
• The Dave Ramsey Baby Steps It seems a bit like a rite of passage for every personal finance writer to share their opinion of Dave Ramsey. That alone speaks volumes about Ramsey's reach in the personal finance sector, but not all of the reviews have been glowing. I personally consider his book, The Total Money......