I haven’t been posting regularly for the past week and a half, in fact the last article I wrote was posted about using social media to enhance your real estate business. Since that writing I did after attending that seminar I have had rapid changes come to me in the way of inspiration and action.

Here is the last article I wrote on using social media. All I know is between that day and the day I was asked a simple question of “Why”, I have been on a mission.

A mission that will take more than just myself to get it going. I decided that social media is more than just a tool that can be leveraged for gains in viewership as well as a quick way to start gaining momentum in presence of yourself and or your business.

I knew if done properly the concept of social media could be displayed by using it’s sheer power and ease of simplicity. I knew I could use it to make a massive shift in the direction and choices people make daily.

This shift would create enough of an interest and reason to give people the power to take control of a trend to leverage it and make huge positive impacts. This is why I am writing you today, I need you to help spread the word.

Over the next 72 hours I will be reshaping my blog then my website RyanWegman.com I will be releasing my message to the world and starting to spread it quickly.

Soon after I ensure everything functions I am opening up the door to a select few. Only those who are serious to make change as well as impact lives will qualify for a rare chance to have personal 1 on 1 coaching with myself and a guest panel of professionals who will take on the task of reshaping your financial future.

After my original goal is reached of my undisclosed number of initial participants I will be opening the door to affiliate and joint venture partners to accelerate the process of change and influence.

These affiliates are my secret weapon to gaining momentum. But I didn’t want to stop there, I have been able to gather some valuable training on the proper usage of social from a close friend of mine.

In essence we are going to launch two separate products, to two very different markets and then the twist which I have not dropped on him yet is we are going to share his principles of social media to leverage your experience and efforts and at he same time spread my message to his huge audience of listeners.

Did I mention he has a prior 20 years in Radio as a professional DJ? This guy really knows his stuff when it comes to media and the social effect it can have on the ears who fall up it to listen.

Remember the original story of the War of THE World by Orson Wells? The panic, chaos and fear it produced simply because many viewers missed the opening statement “This is only a story none of this is real; well that’s the gist of it any way.

Get ready to take life by the horns and start making the choices that are essential and necessary to change the direction you are going in life. Be on the watch for my new site design, check today then check tomorrow I know you are going to be pleasantly inspired. Go ahead and take the challenge today.

• Love is in the air, dating, credit cards and identity theft will be all there It happened on a warm spring evening, they were dancing, eating and sounds of fun filled the air. It wasn’t long after the evening ended the fun and festivities all disappeared. He realized his wallet was stolen; his identification, credit cards and personal information all were gone. As he rested......
• Part 2 of the Ultimate IRA Report Here is the next portion of the Ultimate IRA Report var YAHOO = {\'Shortcuts\' : {}}; YAHOO.Shortcuts.hasSensitiveText = true; YAHOO.Shortcuts.sensitivityType = ["adult"]; YAHOO.Shortcuts.doUlt = false; YAHOO.Shortcuts.location = "us"; YAHOO.Shortcuts.document_id = 0; YAHOO.Shortcuts.document_type = ""; YAHOO.Shortcuts.document_title = "Real Estate IRAs: Secrets Revealed - Part Two"; YAHOO.Shortcuts.document_publish_date = ""; YAHOO.Shortcuts.document_author = "help@trustetc.com";......
• Independance day; are we really free We sit amongst our family and friends celebrating our Nation's greatest achievement; our independence. This day celebrates freedom from the ties that bound us. Waiting in anticipation for the sun to go down and for the show to begin. We find ourselves making and playing fun activities as well......
• Retirement of a giant and the rise of future leaders Retirement of a giant and the rise of future leaders I looked as if I was a deer staring in the headlights when I opened the news this morning. You see I have been buried in tons of different activities and meetings over the last several weeks as I have......
• Capitalizing on the real estate market with social media If you've been on the Internet for more than 15 minutes it's not doubt that you have been exposed to numerous websites that use and leverage the social media such as myspace. Facebook, twitter, youtube and countless others of websites using the “web 2.0” technology. It's one of the hottest......

• 6 Ways Social Media Can Help Your Websites Social media normally refers to a category of websites where content is created by the participation of the users of that website for the remaining community. In short, we can say that social media websites are basically tools to share the information among their users. It gives its users a......
• Tip'd: A New Financial Social Media/Bookmarking Site. There is a new kid on the social bookmarking circuit - Tip'd - and he is here to promote your finance articles to those willing to listen. We all use Reddit, Digg, and Stumble Upon, and I use PFBuzz quite a bit as well, and Tip'd looks like another......
• Le Jardin Retrouvé and Yuri Gutsatz Le Jardin Retrouvé: was founded in 1975 by Yuri GUTSATZ (1914-2005), Perfume - Composer, who spent the greater part of his career working in one of the most prestigious French companies producing aromatic products. Le Jardin Retrouvé with its limited production, is an attempt to return to the artisanal......
• How To Keep Good Social Media Relation ? Social media tools are getting more powerful especially for entrepreneurs like us. You should know how to keep a good social media relation with others that may help your business growth online. As a human being, it is required to maintain your personality well and good before the social media......
• Social Media Strategies - Music, Part One So we have covered a couple of different solutions with audio so far, primarily streaming, and now we want to talk about one channel of audio in particular. The reason why I bring up music is that its one of the most popular genres or platforms when it comes......

I hear this cry from many people worried about their financial circumstances after they have decided that bankruptcy is their only alternative when it comes to recovering from financial hardship. I’m not an attorney yet I work very closely with them in my real estate business.

On many occasions bankruptcy is leveraged to persuade a bank or lending institution to cooperate with a request to modify a homeowners mortgage or reduce unsecured credit card debt. Also bankruptcy is leveraged to stay (stop) a foreclosure. Many times this works as a strategy; although in certain circumstances it’s the only option.

I speak from personal experience when it comes to this, I had to file for personal bankruptcy several years ago to save my home from foreclosure. I figured since I was able to restructure my debt I would be alright. I went ahead with the bankruptcy filing to save my home from being sold at an auction, little did I know this was the beginning of my financial school of hard knocks.

I wound up not being able to make the payments to the trustee of the courts, which was violating the agreement I had made with the judge. I wound up dismissing my own BK so I could sell my house and make a run with the profits so I could find another place to live.

This is where my story “The Pillars of Wealth” really began. It was here where my eyes really were opened into the financial world and how if you weren’t involved in making the correct choices, you were going to be consumed by it. Take a look at our financial hardships as a Nation currently; our jobless rate and unemployment rates are skyrocketing; our unemployment offices are running out of money.

The “Wall Street/Main Street”meltdown, global economic chaos and crisis. The truth is we have really only seen the beginning. Once the foreclosure moratorium is lifted a new wave of homes and struggling families will emerge as the new generation of victims to this tragedy.

So back to my opening statement with bankruptcies on the rise as more and more families face tough challenges we find our world torn between the rule of 7 to 10 years of derogatory remarks pertaining to bankruptcy, the “taboo” of what bankruptcy means etc…

When making the decision to file you need to find a compassionate attorney, one who actually has your interests in mind not theirs I highly recommend using the “Discount family legal plan of America” through your “First Class FDI Membership”. Of course you can use your own sought out attorney yet with this membership you receive flat rates on Chapter 7 bankruptcy as well as discounted legal advise if you go outside of your free services. I’ll get more into that in another article as for now the recovery from a bankruptcy varies depending on which chapter you file. Chapter 13 is the worst bankruptcy you can file for.

Not only do you have to keep all of your debt, repayment to your creditors over a max three year period. You still have to budget your regular monthly expenses and the new proposed payment for the bankruptcy. Your credit is plagued with the bankruptcy for a period of 10 years instead of seven, you are not allowed to obtain new lines of credit during the repayment and a whole slough of rules to obied by.

With a chapter seven the bankruptcy is on your credit report for a period of seven years and you can start rebuilding after a two year waiting period. You figure out how to recover your finances, plan accordingly, and begin to establish a regular savings and investment account. You can continue to acquire financial stability during the bankruptcy, as long as you do not use credit during the “freeze or cooling” period.

I remember the feeling of receiving my first line of credit after my bankruptcy, the pride and confident feeling of recovery, then within a period of 9 months I had established a second line of credit and then a third. The same thing for my wife, we rebuilt our financial lives back from rock bottom. One line of credit at a time, one dollar at a time.

We knew the true value of credit, making good choices as opposed to running on an empty wallet, maxed out credit cards and the error of our ways (which indecently were mostly my decisions in the end.) I knew I had poor financial skill when it came to managing money long ago, I just never realized what the outcome would be.

My parents (mainly my Mother) spent money she hadn’t even received. I had become to accept this as normal, bankruptcy had happened in my before. Yet as a child I didn’t understand, even as an adult most people know that filing for bankruptcies are not good, many people that have not experienced this cannot relate to the concept.

Your pain is temporary although the pride that gets hurt in the process can scar you for a long time. This isn’t a bad thing and you shouldn’t look at it as one either, take the painful lesson, learn from it, take corrective action steps to change your money psychology.

Remember the path that brought you to this junction in the first place; then as you begin to educate and rebuild your financial security, you will be more proactive in making smarter financial choices. It’s from this point that success develops and becomes habitual for you. This is when you start to shine, choices you used to make seem so trivial.
You wonder why you had ever walked this path in the first place, you realize that your having to have it all now attitude. The “instant gratification mindset” or what I like to call consumerism mindset; you used to have will always tempt you to make impulse purchases, try to get you to blow your money like you used too.

However then the remembrance of your financial trial and tribulation, your onset to bankruptcy in the first place will dominate your feelings and the subconscious mind will usually prevail if you just listen. Otherwise you wind up living the time old phrase that states…

”For those who don’t learn from the past; they are doomed to repeat it.” Look at our current financial situation once more before we go, where do you stand today? Are you thriving or barely surviving? Only you know where you are, only you know how to stop the pain. I can guide you, I can even mentor you but only if and when you are ready.

Seek me out, ask for assistance and you shall receive. In fact coming in August I am releasing my first “financial fitness from financial failure courses” Whether you are looking to gain exposure to new resources to help with your finances, learn new ways to create consistent returns on your portfolio, build a business to invest or get out from under your current financial hardship circumstances. We will have the solution for you.

If you have not taken the time to download my book “The Pillars of Wealth” I suggest you do it now just click on the title above and you’ll be taken immediately to the download page to receive your copy.

If you feel that a book won’t help your situation you should take the few minutes to watch the “Financial Destination Inc.” video, then head on over to the main page to learn all about the Financial Destination Inc., a company dedicated to serving all of your future financial needs and learn what we can offer for you.

I guarantee this is the fastest way I can think of to recover from bankruptcy, financial hardship, all while learning the secrets to being successful with your finances; taking charge and control over your life once and for all, instead of always being the victim.

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• The power of money: Just touching and thinking about it can make us feel better, research finds I just ran across this article today and I find it very interesting how everywhere I go people are talking about mindset and choices. More people are becoming aware of conditions and are more susceptible to changes influenced by outside forces.One thing remains though is the simple fact that money......
• What credit card companies and credit bureaus don't want you to know Sounds funny that your credit card companies and the credit bureaus share some trade secrets that are actually in place to do you more harm than good. For example many credit card companies wil extend you credit even if you can't really afford it. When you apply for credit the......
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