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Whew what a weekend! There were 10 year old girls screaming all weekend. Oh yeah I was at my little girls birthday bash all weekend we had fun and here on this misty rainy Monday. I had a few moments to reflect on the past event as I rose in pain early this morning.

More on that in a minute. I really did have a blast. I worked pretty late on Saturday and my daughter, her friends, my wife and my son were all waiting. When i arrived it was late and these girls had tons of “sugar powered energy”. We went till the early hours in the morning.

Then Sunday came along and we did the bowl-a-thon for a couple of hours. These girls had me on three out of the four lanes. I was speed bowling on some rounds when all two or thre lanes lit up with my name. Needless to say last night I was beat. I woke up for an early appointment this morning and felt like a frieght train and I had wrestled around for a couple of hours.

After I finished my morning calls I decided to make a couple of adjustments to my blog and finish up my review of my new friend Chris’s article 2010 the rise of the sophisticated real estate investor. Chris and I met on Facebook several months ago. We have passed a few articles around to one another through various news feed however this particular article really called out to me.

I read the article quickly last week and put the post out to you this week. I really enjoyed reading the article for a second time. Chris provides many tools and resources for you as a real estate investor to weight to use for your arsenal. Having this type of knowledge and education availability is infinately rewarding and extremely valuable.

Chris and I are looking into creating some new ventures. I will definitely keep you posted. In fact I will be featuring this articles tools and others in some upcoming posts. For today Monday I am in a work light get ready for the upcoming weeks activities today. you know the planning, organizing and execution of the rest of the week. I have made several great contacts over the past week and now is the time to solidify the new relations and build the trust and other foundational activities that will enable the scalability and growth of the opportunity going ahead.

• The only investment you will ever need. Featured in todays Money magazine. An article that clearly states the sad state of affairs in our financial planning community today. According to these 7 stocks you must own the average rate of return is huge. A whopping 5.1% per year average across the 6 out of 7 stocks picks......
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• What's the cost of financial failure What's the cost of financial failure? I had never given this a thought until I had experienced financial hardship in my own life. People never give reason or rhyme to why they have served themselves a bad deal. When financial crisis occurs you wouldn't even begin to imagine the costs......
• Organizing your daily financial routine Wealth it all starts with a concept, the challenge is making the mind choose from the heart. I know this may seem funny at first but you will soon realize that your actually doing it. You see when you make choices they always come from the heart first, then the......
• These 29 Tips To Help Save You Money Funny how when we look at money, financial affairs and wealth we often overlook some of the most simple things. For example what about cutting back on items or finding ways to save on the purchases of the items or services, I read this article in Readers Digest a couple......

• 7 Days, 7 Ways To Save-Daily Tips That Really Add Up. No matter how many ways you stretch that paycheck… it can wind up feeling like there’s just too much month left at the end of the money. So, with skyrocketing prices on everything from groceries and gas to homes and cars, is there a realistic way to save without living......
• Weekly Roundup: Kids, Old Bread and Ducks Edition Yesterday, I had an opportunity to do something I very rarely do - spend time with my son during the day.  While his sister was in school, and the rest of the world was out working, we snuck away to a small lake and brightened the day for a few......
• Sunday Money Roundup - No Name Edition. This week, My Two Dollars took part in two money carnivals: Carnival of Personal Finance #169 over at BankerGirl where my article "Qualifying for a Mortgage as a Freelancer - An Exercise in Patience" was included. The 142nd Festival Of Frugality is over at Frugal Babe, where my article "Reader......
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The downside of all of this is when your house cracks or starts falling apart and you’ve only been in it for a few months what is the buyer to do? I remember as a phone technician I had a clients appointment and she was livid.

Her home had plumbing issues over Thanksgiving one year, she fought with the builder who finally got around to the third repair around Christmas that year. It was so bad that she had to rent an out house for her guests to use the facilities.

The outcome was the laborers had been shoving garbage down into the plumbing as they were drinking and partying the nights away. How unthoughtful, destroying people futures without giving a care or regard for the consequences that will follow.

10 Things Home Builders Won’t Tell You at SmartMoney.com

10 Things Home Builders Won’t Tell You

Technorati Tags: real estate, builder, home builder, shotty construction

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• How To Buy New Houses At A Discount The past week has been terrible for stockholders of sub-prime lenders. Today a major home builder, Toll Brothers reported that its net profit fell nearly 70% in the 1st quarter. There's a major slow-down in many markets across the country. Inventory is piling up and home prices are dropping. However,......
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Why on Earth would a real estate professional be talking about medical access? It’s very simple you see no matter who you are and your social status we all need to see a Doctor from time to time. I have found in my adult life I have been in situations where I needed advise and medicine for certain symptoms. I’m pretty sure that you would agree every once in a while you have encountered a few symptoms you needed a quick prescription for as well.

Hence the reason for me writing you today. I know this week I have been talking a lot about a company called Financial Destination Inc. if you’ve read any of my previous blog posts you would see FDI sprinkled in articles every once in a while. FDI is an amazing company, I don’t usually go off and brag up and down about a company as I represent several outstanding service and real estate based companies as well as my own lending company.

Getting back to the medical access I am speaking of people have so many choices when it comes to health care providers, that choosing can be a daunting task. Since I quit my corporate career several years ago, I have not had any coverage other than utilizing some government services which brings me directly to my next point.

You see going to the Doctors Office costs more than your perceived value of the service, especially if you use an HMO plan. Not only do you have the costs of the office visit or co-payment. You also have the time and fuel vested in traveling to and from the appointment, the costs of the time in the waiting room, waiting to see the Physician once you are admitted into a room.

I do not know about you but my time is worth money, I average $100 an hour, so for me to travel say 30 minutes to the Doctor’s office and 30 minutes back that’s $100.00. I have to wait approximately 30 to 45 minutes because the Doctor’s running late; there is another $50 dollars. The whole 5 minutes the Doctor gives me to diagnose my symptoms and another 10 minutes to write out the prescription adds another $25 to $50 dollars.

Now then I go to receive my prescription and have to pay an exorbitant amount for the medicine so let’s say that costs another $75 dollars. Wow can you see the money adding up. I have not even talked about my monthly premium which is over $300.00 month or Over $10.00 per day.

So let’s add up todays costs to see what the doctors office visit will cost. Travel $100 in Time, $10 in fuel, another $100 waiting from start to finish, $75 for the prescription and $10 per day of coverage. That equates out to $295.00 for one trip to the Doctors office. Sure your income may be less for someone who makes $10.00 and hour this equates out to $115.00 (more than you make in an 8 hour shift).

So you see the costs of coverage are expensive especially if you only go to a physician once or tice a year as I do. My coverage alone is over $3,600 per year. So back to Financial Destination Inc. for a moment, they provide you with a service called “Tela-Doc” which precisely describes what they do, they are a call center of licensed practicing Doctors and Physicians who diagnose symptoms and have the ability to prescribe medication based on your current medical history.

This service is actually in many corporate benefit plans, the fact is in these plans they cost $800.00/year for the service and $35.00/phone call. In your Financial Destination Inc. membership the cost is $39.95/ month and $0.00 per call charges.
In fact with your most expensive Financial Destination Inc. membership you receive medical, dental and vision for less than half of what I pay per month for just medical coverage. It’s truly amazing and the best part is you can earn a profit by sharing this information with others. You tell me where your company’s benefit plan or your personal benefit plan pays you for referral.? Mine never did.

Take the tie to learn the true value Financial Destination and take advantage of the fact that I can show you how to enroll in the VIP plan and start receiving immediate residual income for life without ever sharing this plan with any one. Did you hear that FREE Medical Access for life yes free!

With special incentives provided inside of Financial Destination Inc. AMD or CEO program you can immediately start saving $50.00 per month $25.00 on gasoline and $25.00 on groceries every month.

Imagine paying $39.95 per month for the start up VIP service and start receiving $50.00 in cash back on other purchases. That my friends is just the tip of the iceberg. Get started today simply watch the Financial Destination Inc video and then enroll as an AMD or a CEO.

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• Moss Landing Harbor, Monterey, CA Phone: 831.633.2461 Radio Frequency: This marina monitors channel 9. Average Water Depth: Usually around 15 feet, but this may go down depending on conditions. It is best to check ahead to see what the current level is before you arrive. Is there a pumpout station? Yes, the harbor does offer......
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