A sad and heart felt post. I am not a big lover of bad news especially when it hit’s home. My wife was out of town and I received a call I had been dreading for a while. Our beloved companion Bear had to go and meet his maker.
Bear was the best dog anyone could ever want a mixture of faithful Labrador Retriever and Arctic White Wolf. He was such a stunning animal, Bears dedication and loyalness for his owners was second to none. When he was required to protect and defend his territory he was ready for duty and the callto action.
Bear’s life was exceptional for a dog actually out last six dogs had an exceptional life with constant travel across the country in a semi to our more quiet home life Bear and all of our beloved companions really made a difference.
We all can learn tons from animals and from this great loss I have learned exactly how important and precious life really is. He was only eight years old. His rapid growth as a puppy led to his early demise.
Much like the movie Jack with Robin Williams with the elevated growth cycles a dogs body can’t handle the stress like a normal growth cycle would provide. Bear we love you and you will surely be missed.
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Foreclosed homeowners face rejection of rentals For thousands of devastated families who have lost their homes due to the inability to make payment the real life struggle hits home. People are being turned away from apartments, rental properties, and so forth because land lords and apartment leasing managers are scared to death of the foreclosure......
President signs new housing act to help 400,000 homeowners The president has just signed the Federal Housing and recovery Act of 2008. Legislation that will overhaul the Depression-era FHA and provide mortgage relief for 400,000 homeowners struggling with foreclosure woes. This bill is also designed to quiet the jitters on Wall Street by offering some financial relief......
Network Marketing Endorsed By President Bill Clinton It's no secret that network marketing is the least expensive way to start and grow a business, you have pre built business plans, products and unlimited growth. What surprises me is that I have seen more and more people endorsing network marketing over the past few years than ever before.......
Bank short term CD rates are a joke The lure of a 1/4 percent difference between certain investment vehicles can be an alluring attraction. When you weigh the difference between choices you feel empowered by making the right decision. However if you never knew the facts and alternatives outside of the bank your in for a real surprise.......
Retirement of a giant and the rise of future leaders Retirement of a giant and the rise of future leaders I looked as if I was a deer staring in the headlights when I opened the news this morning. You see I have been buried in tons of different activities and meetings over the last several weeks as I have......
Congratulations to CNN’s 2009 Hero. Without a doubt, CNNs hero of 2009 year award went to a very deserving person and organization. Mr. Efren G. Peñaflorida, Jr., has dedicated his life to helping young children and teenagers in his home country of the Philippines to gain education. To learn more about what Efren is doing......
Cheap Valentine Gifts for Men Valentine’s Day gift ideas can be found everywhere online, especially now that it’s getting to be that time of year. However, most lists of the best gifts seem geared toward would-be Romeos looking to find something for their Juliets: flowers, chocolates, sentimental cards, etc. All of these presents are......
Miniature Collectibles Collectibles -> Decorative Collectibles -> Miniatures When it comes to a delightful collectible that won’t take up a lot of space, miniature collectibles are the ideal answer. These tiny little works of art require a great deal of craftsmanship and many of them feature amazingly lifelike details. You can find......
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E Waste, mortgages, Wall Street, credit derivatives, rising credit deficit and the bet against America. I was watching 60 Minutes last night, it was very disturbing to learn exactly what has been going on both in the technology sector as well as the financial markets. Both topics showed me a sign of the moral ethics and behaviors behind many of the top financial companies and their destructive agendas.
Let’s start with E Waste, a group of journalists went to a waste re cycler in Colorado, the owner made a statement of how green and environmentally friendly their company was. He continued to describe how the difference of eco-conscious and environmentally different their operation was compared to the other recyclers in the business.
As the news reporters furthered their investigation they noticed a shipping container filled with CRT monitors which contain an enormous amount of lead and other environmentally hazardous chemical compounds that are literally being leached into our precious Earth.
The reporters followed the container(s) loaded with the Cathode Ray Tubes to a port in Hong Kong, China. After arrival the 60 minutes crew got into contact with the Mayor who showed them one and only one facility where dismantling of electronics were taking place. The Mayor soon returned the crew to his office and promptly had then escorted out of town.
As persistent as journalists can be they returned the very next day in a different car and out on a different path. This road led them to what can be describes at the cesspool of the world. Tons of Cathode Ray Tubes, monitors, electronic circuit boards, and various other hazardous materials were being broken down with archaic methods of disassembly.
The mortality, miscarriage and illness rates are astronomically high in this region. As the anchor stated we are living in the 21st century and using medieval methods to recycle these parts and by doing so we are poisoning the Earth and ourselves at the same time. As the investigation revealed there were 42 other companies involved in the illegal exportation scheme.
Next we moved into the mortgage markets ,this directly relates to the toxicity I was just speaking about just purely in a different manner. You see if you haven’t been paying attention to the events that have unfolded over the last year you’re missing out on a critical piece of information. Our experts that have been watching all of the economic crisis take place are baffled. They have no clue on the extent of damage that will be caused by their actions.
You see this gigantic market implosion was all a plan, a scheme created by a piece of legislation; rather a removal of a law in legislation that allowed Wall Street to basically create a giant run away Ponzi scheme with the American public. These debts called credit derivatives “a form of legalized gambling” are basically illegal. It’s a bet against the American economics and mortgage markets. Wall street knew what was going on however these consumer credit defaults ran away to a scope of 52 Trillion dollars.
Failures of complicated mortgages securities, failure of credit default swaps (private insurance contracts that paid off if the mortgage went bad.) You could literally buy insurance against these mortgages if you thought these swaps were going to fail you basically bought protection from the projected failures without having to actually own the mortgage securities.
Basically a bucket shop operation, or commonly known as a bookie operation. This exemption to the legislation created an open market for these operations to take place. The commodities futures modernization act was the gateway to this crisis. Again we the people were duped by laws created for the elite, those few with their own agendas. Again we the people get the bad end of the stick, the short straw. The experiments of mad scientists who go against evolution with their mad scientist like behavior. Only this time a monster was created and it’s unstoppable.
The insolvency of Wall Street has effected wealth from all walks of life, personal observations have discovered that even those who took the time to prepare financially are not immune to this devastation. A sever case of “casino capitalism” is what the house of representatives is calling this deregulation.
The fact that no one knows the entire scope of damage is a B.S. A cop out lame excuse. Another dodging the bullet. You know Willie Nelson and Toby Keith had it right with the song called”Beer for my Horses”. Talking about vigilante justice. Why aren’t these members of Senate, Congress,Wall Street and Lending Institutions being hung up high on a Oak Tree with a Short Rope. We’ve all been hung out to dry for their negligence, isn’t it time that they pay for the high crimes of treason, terrorism of the financial markets, world wide destruction and economic chaos?
No one is leaping out trying to defend the little guy just more and more legislation. As I rolled out of bed this morning more and more disturbing news caught my attention. With the commercial mortgage market now under way with defaults we are going to see the domino effect. Our state of emergency is delicate and fragile. If the U.S Government pulls away too quickly we could have a relapse even worse than last October.
Financial markets we’re steadily declining this morning. The commercial markets are expected to default to the tune of seven billion dollars or more. The new estimated wave of foreclosure more than triples what has currently taken place. With the first wave of mortgages fitting into a bucket estimated at 1,500,000 foreclosure and the new waver has a bucket of 3,500,000 – 4,500,000 homes in default.
When this rug is pulled out from under us the free fall of our housing and commercial markets will set us into a tail spin of terror. I don’t mean to be the pessimist of the group here however reality has to take precedence. They say Obama’s Home Afford-ability Program hasn’t been wildly successful, not very many mortgage modifications have taken place and the confidence of a Nation has been stripped away from us.
Sure the Government has only had 1 year of influence with the whole crisis recovery but hey are the ones who let the whole mess happen in the first place. It’s no different than a parent having their children run wild and free without restraints and then after years of social conditioning without boundaries, the child does a really radical unacceptable behavioral trait that puts people in danger. Then the parent steps in to discipline the child and expects that those years of conditioning will suddenly go away.
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Why Network Marketing, Marketing and Internet marketing are changing the world around us When it comes to business and life opportunities I should head to one warning. Once bitten twice shy should be the order of the day. You see I had always wanted to start my own profitable business and be the one stop shop for everyone. The problem is I couldn't......
Skype Users Beware Hackers and malware programmers are nothing new to the Internet scene, in fact as the Internet evolves and grows into a living, artificial intelligence of it's own these threats become more and more frequent as well as evasive to those who fall victim of such threats. Now your favorite......
The Golden Rule It's an outrage what we as consumers are being offered today. Not only are we in weak economic standards. Our savings and deposit records are at an all time low. It's no wonder when our choices offered to us for growing wealth are all in favor of the bank or......
Capitalizing on the real estate market with social media If you've been on the Internet for more than 15 minutes it's not doubt that you have been exposed to numerous websites that use and leverage the social media such as myspace. Facebook, twitter, youtube and countless others of websites using the “web 2.0” technology. It's one of the hottest......
Perfection and procrastination both stop progress We're all victim of it, you know planning and changing our goals, constantly looking and researching new and better ways to accomplish things. You know all of the if I just or if this would just; ah maybe this is the (widget name here) I need to get through my......
Cap And Trade: Global Warming Solution Or Wall Street Profiteering? The world is getting warmer! Humans are polluting and their pollution is making the world warmer faster! Unfortunately even I agree with this claim. The debate is how much humans really impact the rising temperatures. But that debate is not for today. If we want to curb our use of......
How To Get Your Finances Under Control - Step 4 Create a Budget AND Follow It! This article is step 4 of the series called How to Get Your Finances Under Control One of the most important steps on your journey to getting your finances under control is establishing a budget. While creating an effective budget takes time and a little number crunching, the freedom your......
Environmental Implications Of The Food We Throw Away. Dear EarthTalk: What are the environmental implications of all the food we throw away here in the United States? Food waste is a huge issue in America, especially in light of the growing divide between the profligate rich and the hungry poor. According to the U.S. Department of Agricultureâs Food......
How Apple Does Controlled Leaks [/caption] Monday's article at the Wall Street Journal, which provided confirmation of an Apple tablet device, had all the earmarks of a controlled leak. Here's how Apple does it. Often Apple has a need to let information out, unofficially. The company has been doing that for years, and it helps......
Supplement to Weakon 231: What Went Wrong You'll probably want to read Weakon 231: How the Mortgage Industry Works (or Worked!) first. We stand here over a year after the sub-prime crises began. The sub-prime crises lead to the credit crunch, the credit crunch lead to slowed growth, slowed growth killed the stock market, the down......
I just found the great website called mint.com if you have not been here before I suggest you check them out. Free accounts to help your money management. As I was toying around the site I found this great article about the “10 commandments to credit.”
Forget making changes to your credit card usage – it’s what you don’t do that can increase your credit score (or at least keep it from going south).
Just as you can’t buy happiness, you can’t buy a high credit score – the only way to get one is to demonstrate financial responsibility. “Creditors don’t care about how many millions you may have in your investment account, it’s how you use your credit,” says Maxine Sweet, vice president, public education for Experian.
5 steps to a better more accurate credit score Often times I get asked how do I raise my credit score, now of course the answer may not be the same for every individual circumstance. Although the basic four rules apply to assist in keeping your credit scores in their best possible. score. Number 1 rule of thumb is......
Fighting a frozen credit line When she went to purchase her new items for the house she was shocked to find out that her HELOC (Home Equity Line of Credit) was frozen. People all across the country are feeling the credit crunch. Frozen lines of credit even for A credit customers. She had made......
Wanting to invest into real estate but your afraid of losing your employment More and more people are fearful of job loss with unemployment rates reaching new highs 11.5% unemployed rate it's no wonder people are holding back. We have not seen an unemployment rate this high since 1941 during WW2. You want to take advantage of today's great low real estate prices......
These 29 Tips To Help Save You Money Funny how when we look at money, financial affairs and wealth we often overlook some of the most simple things. For example what about cutting back on items or finding ways to save on the purchases of the items or services, I read this article in Readers Digest a couple......
Low and no interest capital for investment purposes When it comes to the value of your dollars in today's economy or any other time your ability to purchase, return income on your investment has been something that eluded many would be great entrepreneurs and investors. The lack of resources to keep the fire slowly going while your momentum......
My Tough Love Campaign Against Credit Score Obsession (Part 1) I have observed that too many Americans are now obsessed with their respective credit scores, sometimes also referred to as a FICO score. Based on a recent development involving one of my sons (and his lack of any credit score), I have decided to publish a series of posts about credit......
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CREDIT SCORE - WHAT DOES IT MEAN? What it is- A credit score is a calculation based on information from a credit report which gives a representation of how credit-worthy a person is or how likely a person is to default on their loan. The most common credit score is the FICO score which calculates based on......
Looking to Buy a Home? 5 Tips to Improve Your Credit Score to Get a Better Mortgage When most people go to purchase a home, they take whatever deal the mortgage lender will give them. Many get âhouse feverâ and want to pursue the American dream so badly that theyâll sign whateverâs put in front of them so they can own their very own home. Many consumers......
Hackers and malware programmers are nothing new to the Internet scene, in fact as the Internet evolves and grows into a living, artificial intelligence of it’s own these threats become more and more frequent as well as evasive to those who fall victim of such threats.
Now your favorite VoIP network has fallen victim of the same attacks used to cripple twitter, facebook and all of the other major networks online. This program actually scares me a bit since I use Skype for my clients conversations and their personal information can be revealed during these calls.
I have often thought of free services as a risk yet the convenience of these programs are awesome. Here is the article I found which came out just a couple of days ago. I often recommend Skype and other free communication tools for my clients since cost savings and value are my main focus.
On the other side of the coin I just started using my new GI Connect service from FDI International. Your new telecom service provider. Sure I am biased to the program since I represent the products and service. Just the simple cost savings I have received since I switched has been enormous.
Imagine having the same simple access such as Skype with the convenience of a cell phone. Eliminate the need for duplicate cellular lines for your air cards. Having the assurance that huge corporations are using the same products everyday. Companies like Hewlett Packard, Nextel, The United Nations, Mitsubishi Corporation, British Airways and many more to the tune of over 300,000 clients from giant corporation to the solo-preneur.
Services like Skype are great when you are at your P.C> or Notebook, however the costs of obtaining mobility can be quite expensive. Once you have established the need for true mobility you would have to weigh the costs. Cell service $39.95 to the tune of $99.95 month, air card for wireless Internet $59.99 a month and that’s just the beginning. Now add in your home residential phone and Internet services.
Sure you can download Skype to any PC or Computer, what if you could still have the same ability to use Skype with your new GI Connect service?How about keeping your same phone numbers and combining the power and freedom of wireless communication to reduce your total costs of communications by 50% to 95% of the money you are already spending.
At one time Skype was new yet people embraced the concept and VoiP started taking off. Now with a shrinking cellular market , VoIP is the newest rage acfross the globe. Great savings on National nad International calls as low as $0.0195 per minute Less tha two cents a minute that’s cheaper than Skype.
You and I both know that in tough times every dollar counts so that’s why I suggest you check out GI Connect for your own needs. Even as a customer you have the ability to open up your own call shops to resell airtime and create your own margin of profit. Wow a customer first attitude all of the way. Get in and turn on your savings today.
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How to Overcome Adversity [display_podcast]When the chips are down and there is no light at the end of the tunnel people tend to become frozen with fear, contemplation and indecisiveness with the choice they are faced with. Many times the simplest way out of a situation is for most people stop right in their......
Looking For A New Place To Move I found a recent list of the best places to move in 2009. Located on Yahoo I stumbled across some our country's most appealing cities. Do you think that creating wealth has something to do with where you live? I would bet it does a little. Certain cities obviously cost......
These 29 Tips To Help Save You Money Funny how when we look at money, financial affairs and wealth we often overlook some of the most simple things. For example what about cutting back on items or finding ways to save on the purchases of the items or services, I read this article in Readers Digest a couple......
Gaining more purchasing power using the internet. Using the internet you can search out new ways of gaining more purchasing power for your asset acquisition and wealth creation plan. When you log on to your internet open up your browser. Do a Google search for the following cards: American Express look for their “Blue Card”, MBNA/American Express......
How To Measure True Wealth and Success How does one truly measure success? How does one measure wealth? Is purely by their achievements in life? Does that mean that if you never reach the fame and fortune levels that you weer never truly successful? Have you ever thought about what what it really meant to be......
Understanding VoIP Phone Service Understanding VoIPVoice over Internet Protocol (VoIP) is a comprehensive identification for a family of communication technologies used for the conveyance of voice and or data communications when routed throughout IP networks such as the Internet or separate packet-switched data networks. Shared terms associated to VoIP may be recognized as:......
How Using A VoIP Phone Service Can Cost You Your Life VoIP Phones are all the rage. These Internet phones are becoming increasingly popular with the general public as well as among the technologically gifted avant-garde i.e. geeksRus. Chances are high you know someone who uses one or you may even use one yourself. But did you know it can cost......
VoIP Telephone Service Vs. Traditional Phone Service: Understanding How It Works Over the past 6 years I have been watching the growth of the Internet Based Telephone Industry. With the bursting popularity of Broadband or High Speed Internet like DSL, Cable Modem, or Satellite, telephone service has become a natural addition of applications to run over the Internet.Many people are......
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Running Out of Time? How to Catch Up Financially Before it is Too Late Whether you are pushing thirty and trying to get your first home or your retirement is staring you in the face, there are times when you may feel as though you’ve run out of time financially. We don’t always make the best decisions when it comes to saving money and......
It’s been an exciting week here for me with many changes and new events unfolding. By far this is the biggest news I have seen from a major service provider in quite a long time. You know it’s nothing new for wild promotions to entice buyer activity. However when you have the opportunity to resell airtime with your own profit margins built in as a customer that’s exciting…
Imagine having a telecom service that A) saves you money b) makes you money what more would you want provider? How about the opportunity to even start your own telecommunications company and resell products that enhance your clients bottom line. Finally the consumer receives the value from a true global service provider.
Take a quick look at http://giconn.com/yourwealthcoach and learn the true savings power of the company. Our largest clients include the United Nations, H.P., Nextel just off the tip of the iceberg with over 300,000 satisfied clients from around the globe.
If you are big on mobility our new GI Cell Phone doubles as an aircard for your wireless communication needs. Imagine one device providing twice the service. Reduce your communication needs between 50% to 95% and keep your existing numbers and cell phones when you decide to switch.
Instant access to real time billing, make a call and then log in to your web portal to see actual charges. Combine the power of an efax, video conferencing all for one low price of $22.95 month, combine the hardware and Cell Phone for even more awesome savings.
As I stated the other day I would no longer write to you unless I could establish a baseline of value, savings or benefits to you my readers. It’s tough for many people all around the country and the globe for that matter. You’re not alone, it’s tough times that really shake the tree and make people become stronger, more aware as well as more cognoscente of who the real true authentic people are in your lives.
This is why I provide you with timely relative content all for your benefit and value. In the hopes that one day you will take the action on the words of wisdom I share with you frequently. Enjoy today for the precious moments you have then embrace the technology of tomorrow and start saving big immediately upon making the change. If you truly are interested in a business model that is a “true ground floor venture” you have come to the right place…
Visit http://giconn.net to learn more about our products and services.
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The perpetual money machine The armor shield of protection for your self and family protection must be impenetrable to enemy forces. A Trojan horse of strength and attack, An M-1 tank in resistance strength, and the agility of an aerodynamic fighter jet, your first line in defense against attack of ones livelihood or......
What’s Your Social Economic Profile You’ve heard the news, read the stories and even seen the victims of devastation as the economic crisis spins out of control. You hear a different story on every channel on the television. A new family crisis, a new company going under and of course a new bailout plan......
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The Golden Rule It's an outrage what we as consumers are being offered today. Not only are we in weak economic standards. Our savings and deposit records are at an all time low. It's no wonder when our choices offered to us for growing wealth are all in favor of the bank or......
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Money Magazine Doesn’t Understand Banking Money Magazine is not the worst personal finance magazine (that goes to Kiplinger’s) but it’s not the best. Even if it were, all personal finance magazines tend to be 90% crap. Case in point, Money recently published an article called “5 reasons banks don't get it.” I read the headline......
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Save Time, Money and Space in Over 80 Ways If you're looking for handy gadgets, tools and various items that can save you time, money or space (or all three!) this list of more than 80 top products is just what you need. Everyone's got saving money on their minds these days. Some of us are always looking to......