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E Waste, mortgages, Wall Street, credit derivatives, rising credit deficit and the bet against America. I was watching 60 Minutes last night, it was very disturbing to learn exactly what has been going on both in the technology sector as well as the financial markets. Both topics showed me a sign of the moral ethics and behaviors behind many of the top financial companies and their destructive agendas.

Let’s start with E Waste, a group of journalists went to a waste re cycler in Colorado, the owner made a statement of how green and environmentally friendly their company was. He continued to describe how the difference of eco-conscious and environmentally different their operation was compared to the other recyclers in the business.

As the news reporters furthered their investigation they noticed a shipping container filled with CRT monitors which contain an enormous amount of lead and other environmentally hazardous chemical compounds that are literally being leached into our precious Earth.

The reporters followed the container(s) loaded with the Cathode Ray Tubes to a port in Hong Kong, China. After arrival the 60 minutes crew got into contact with the Mayor who showed them one and only one facility where dismantling of electronics were taking place. The Mayor soon returned the crew to his office and promptly had then escorted out of town.

As persistent as journalists can be they returned the very next day in a different car and out on a different path. This road led them to what can be describes at the cesspool of the world. Tons of Cathode Ray Tubes, monitors, electronic circuit boards, and various other hazardous materials were being broken down with archaic methods of disassembly.

The mortality, miscarriage and illness rates are astronomically high in this region. As the anchor stated we are living in the 21^st century and using medieval methods to recycle these parts and by doing so we are poisoning the Earth and ourselves at the same time. As the investigation revealed there were 42 other companies involved in the illegal exportation scheme.

Next we moved into the mortgage markets ,this directly relates to the toxicity I was just speaking about just purely in a different manner. You see if you haven’t been paying attention to the events that have unfolded over the last year you’re missing out on a critical piece of information. Our experts that have been watching all of the economic crisis take place are baffled. They have no clue on the extent of damage that will be caused by their actions.

You see this gigantic market implosion was all a plan, a scheme created by a piece of legislation; rather a removal of a law in legislation that allowed Wall Street to basically create a giant run away Ponzi scheme with the American public. These debts called credit derivatives “a form of legalized gambling” are basically illegal. It’s a bet against the American economics and mortgage markets. Wall street knew what was going on however these consumer credit defaults ran away to a scope of 52 Trillion dollars.

Failures of complicated mortgages securities, failure of credit default swaps (private insurance contracts that paid off if the mortgage went bad.) You could literally buy insurance against these mortgages if you thought these swaps were going to fail you basically bought protection from the projected failures without having to actually own the mortgage securities.

Basically a bucket shop operation, or commonly known as a bookie operation. This exemption to the legislation created an open market for these operations to take place. The commodities futures modernization act was the gateway to this crisis. Again we the people were duped by laws created for the elite, those few with their own agendas. Again we the people get the bad end of the stick, the short straw. The experiments of mad scientists who go against evolution with their mad scientist like behavior. Only this time a monster was created and it’s unstoppable.

The insolvency of Wall Street has effected wealth from all walks of life, personal observations have discovered that even those who took the time to prepare financially are not immune to this devastation. A sever case of “casino capitalism” is what the house of representatives is calling this deregulation.

The fact that no one knows the entire scope of damage is a B.S. A cop out lame excuse. Another dodging the bullet. You know Willie Nelson and Toby Keith had it right with the song called”Beer for my Horses”. Talking about vigilante justice. Why aren’t these members of Senate, Congress,Wall Street and Lending Institutions being hung up high on a Oak Tree with a Short Rope. We’ve all been hung out to dry for their negligence, isn’t it time that they pay for the high crimes of treason, terrorism of the financial markets, world wide destruction and economic chaos?

No one is leaping out trying to defend the little guy just more and more legislation. As I rolled out of bed this morning more and more disturbing news caught my attention. With the commercial mortgage market now under way with defaults we are going to see the domino effect. Our state of emergency is delicate and fragile. If the U.S Government pulls away too quickly we could have a relapse even worse than last October.

Financial markets we’re steadily declining this morning. The commercial markets are expected to default to the tune of seven billion dollars or more. The new estimated wave of foreclosure more than triples what has currently taken place. With the first wave of mortgages fitting into a bucket estimated at 1,500,000 foreclosure and the new waver has a bucket of 3,500,000 – 4,500,000 homes in default.

When this rug is pulled out from under us the free fall of our housing and commercial markets will set us into a tail spin of terror. I don’t mean to be the pessimist of the group here however reality has to take precedence. They say Obama’s Home Afford-ability Program hasn’t been wildly successful, not very many mortgage modifications have taken place and the confidence of a Nation has been stripped away from us.

Sure the Government has only had 1 year of influence with the whole crisis recovery but hey are the ones who let the whole mess happen in the first place. It’s no different than a parent having their children run wild and free without restraints and then after years of social conditioning without boundaries, the child does a really radical unacceptable behavioral trait that puts people in danger. Then the parent steps in to discipline the child and expects that those years of conditioning will suddenly go away.

• Back In The Business of real Estate and Mortgages To my loyal readers I have made the switch to add mortgage and real estate services back into the mix of products I provide. I am still very much into the land banking business. As a real estate investment coach it is imperative that I take advantages of the current......
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If you’ve been on the Internet for more than 15 minutes it’s not doubt that you have been exposed to numerous websites that use and leverage the social media such as myspace. Facebook, twitter, youtube and countless others of websites using the “web 2.0” technology.

It’s one of the hottest trends on the web, twitter has had news coverage from surgeons teaching medical students about a surgery procedure to Farah’s & Michael Jackson’s deaths and many other worthy events. Today I am at the lovely Hilton Hotel in beautiful Concord, CA listening to Tom Ferry.

Guess what the topic is? Social mediaq and real estate. Even if you have been online and using social media, for any amount of time you are probably using it wrong. If you aren’t using these powerful tools to position yourself as the expert, attract your new prospects, engage them in conversation, and convert them into raving fans you’re missing the boat.

Let me give you a perfect example, if you have clients who are seeking to purchase real estate, you need to be ready to receive an on set of communication via email, text messages and phone communication.

In fact if you aren’t online using these powerful tools you have already missed the boat. Not to worry you can still make your mark with a few selective strategies and free tools to get started. I have investor friends who rely on cell phones as the primary business tools to quicky evaluate real estate deals, by sending out a team of individuals who are armed with camera phones and ready to inspect properties.

How can you compete with technology if you aren’t armed with it.? Answer you can’t! Think about it for a minute what if you can get to the listing to inspect before the court sale or a new property hits the MLS and you have your team there within15 minutes to 1 hour. Visuals are done, comps are being pulled by your office manager or team member.

Using cameras for visuals can quickly help a seasoned investor to make these decisions while on the fly or in the office makes real time data access quick and efficient. Valuations are performed and the offer(s) is/are written all withing nanoseconds compared to the old way of performing the same old real estate procedures of calling an agent, driving to the property, pulling comps and performing neighborhood research aka data mining.

Your in the forefront, on the leading cusp of the industry when it comes to both running your business and as well in the entire real estate investment or agency game. You have been given a chance to become the top of your game simply by using these tools to gain an advantage in your personal business growth and as a way to market properties to flip or wholesale.

Now on the other hand as an agency who brokers real estate imagine having the advantage of being number one online for real estate searches in your local market. This was the premise for the seminar I attended recently and what an eye opener.

The strategies taught were very powerful and shed some real light on how technology and the “power to be found” online sets those who are in the know will exceed all of those who aren’t. The doers from the ones who sit on the sidelines. You can literally take advantage of the search engines with a little strategy, take a listing promote it via online channels as well as promote your self and your brokerage all at the click of a button.

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• Free Seven-Part Educational E-mail Series on Residential Real Estate Investing With all the interest in flipping houses, I thought this was interesting.  Basically, you sign up to receive an e-mail every other day for 14 days.  This company, Atlanta Investing, specializes in foreclosures.  To get more info, or to sign up for the emails, head on over to Atlanta Investing.......
• Deadliest eBay Sin #4 - Wasting Keyword Real Estate I have a question for you... let us say that you invested quality time researching the marketplace and you found a market that was wildly profitable without any competition at all. And the chances of you making millions of dollars was a no-brainer (I mean a hot market like......

Selling your home in any market can be challenging if you aren’t properly staged for the sale. However in a market place where people are on uneasy ground due to the global economics and financial markets have led to consumer fear and a lack of confidence. Only those aware of opportunity are staking claims on bargain real estate and they are setting themselves up for great success down the road.

When it comes to you and selling your home you have two very important objectives to make sure you receive especially in a down market place to ensure you benefit during these tough times. These two objective are having the ability to sell your home quickly and to get the maximum dollar in these tough times.

So let’s get started with these tips to help you maximize your value on your real estate as well as the efficiency and speed of the sale for you. With these in mind let’s get these 5 tips out on the table so that you can get your home sold.

First and foremost is the old adage location, location, location. I ‘m not saying to “move your home” this is a crucial factor for many buyers are you on a busy street, bad neighborhood, have your neighbors kept up their properties? Also what does the inside of the property look like? Is it clean does it smell pleasant or is the scents something that may turn off some people? These are some very crucial elements to asses before you decide to sell.

You need to look around for signs of curbside appeal, improvements to be made, anything that can create a sense of value for your home. When you have this covered you know you’ll create a sense of “I want to buy this house” for prospective buyers.

Secondly you are going to have to asses what is going on in your neighborhood, talk with a qualified agent, ask them for a “brokers price opinion or a CMA” which will provide you with comparable sales data for the area so you have an idea of what the market is doing in your area. This way you can price it right for your area.

Next you want to get ready for lot’s of foot traffic. If your house is vacant it’s a n obrainer. If you’re living in the property or you have tenants living in a property they need to be educated, informed of the sale process and they have to be cooperative with the process. You need eyeballs to see your property, if you can’t get people into your house no one will buy it.

You’re also going to want to have maximum visibility and exposure for your listing. This consists of more than a sign in your front yard and hoping that a qualified buyer wants to make time to view it. You need an aggressive real estate agent and supporting agency to move your house from on to off the market in the shortest time possible. This is truly the most important part of your selling equation. No traffic, no viewers no sale.

Lastly constant communication with your real estate agent so that you have real goals and you’re not over expecting and experiencing an awkward situation. When you have these five key ingredients you have a recipe for successful home sale. You are happy with the results and you also are happy with the service you have received.

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According tot the title of this article you do have some competition in this unique niche of real estate investing. Land banking is usually used for the purpose of acquiring land in the path of growth of a major metropolitan city and holding that property for the long term to acquire profits.

Land has been and always will be one of the most sought after purchases to many types of competition. Yet before we actually get into the whole “competition” dissection of your investing business. I hope you seriously believe this is a business. Simply put if you are an individual you have the business of securing your future financial stability.

This stability is crucial for your future for times when you are too old to play catch up with your finances as well as having the security of knowing your able to stay of the costs of living for you and your family. Also for the reasons that you can build a foundation for your family and future heirs.

This may not be your exact why, you may just have a goal of being financially independent to pay for your lifestyle as you grow older. Having figured out your biggest reasons as to why you want to secure your future is something only you can do.

Creating the sense of urgency and importance is my job. I don’t use tricky scare tactics, I use facts and pointers form real life experiences both my own as well as that of others who generously input their own experiences into my life. In return I hope to save you all the grief of not planning and mapping out exactly where you both want yet more importantly need for your life as you grow older.

This in its self should be enough of a compelling reason to start securing your future by utilizing a little known strategy for creating financial security in your life. If it’s not, then you will surely begin to see why you must hurry by the time you finish reading this article.

You see competition isn’t related to just other investors as one may think, you have many outside influences to compete with who are naturally going to be more educated, more adapt to conceptual thinking, also they are probably better funded than many of you and they have more experiences with buying predeveloped land for profit.

Let me begin by asking you a question, “have you ever driven by a plot of land day after day, wondering why it is so vacant in an area, then one day out of no where a giant superstore or chain retailer suddenly appears?” Do you really believe that these stores recently made a purchase to build there because new growth was in the area?

The answer to the second question is No! These stores have done research dated 10, 15 even 20 years prior to the development. They use land banking as a standard business practice for several reasons. Some of the biggest factors are they knew the growth of these cities were coming, they also knew the value of the land would significantly increase.

With that said they have the ability to fund the deal by leveraging the equity of the asset and only accumulate enough debt for the build out and construction, Once completed it’s business as usual, just as a homeowner handles expenses and debt so do the retailers.

This is just one of your many competitors, you also have Government agencies that use land banking for the same reasons, wealthy investors who know the value of owning real estate in a major path of growth. Also you have builders and developers who land bank for the entire business model.

Asset acquisition firms as well as hedge funds use land banking as a tool to resell shares for profit and return as the projects begin their development phase. Education institutions, banks, corporations. You see until you are tuned into the entire of why land banking these issues wouldn’t come to mind.

The most important thing to remember is that these competitors are also your best friend because when you beat them to the purchase they become your newest buyers. If you have enough desirable land for the building project you may be able to earn profits from leasing, renting, joint ventures and partnerships.

Use your intelligence and sources to find out how to start beating these big fierce competitors at their own game so you can win and profit in the end. Why recreate the wheel use a proven business method to create wealth and financial security in your life.

Land banking is one of the oldest forms of real estate investors, I recently started a great read called “Pay Dirt” It takes the science of land banking and puts you the reader in the drivers seat for education. You receive first hand knowledge on the reasons for land banking and how not to get taken in with scams, shams and worthless real estate.

I would advise you to read the book, contact me after viewing the webinar on land banking and then and only then will you truly understand why land banking in California is one of the most profitable real estate vehicles for creating consistent,proven returns on your purchase.

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More and more people are fearful of job loss with unemployment rates reaching new highs 11.5% unemployed rate it’s no wonder people are holding back. We have not seen an unemployment rate this high since 1941 during WW2. You want to take advantage of today’s great low real estate prices and great interest rates.

Where do you start, so many choices where does your money belong, you want security, low risk of capital loss and foreclosure prevention. Herein lies the most perplexing question. It is from this stand point of view that fear, hesitation, stress and anxiety stop more successes in their tracks.

Have you ever considered owning a percentage of apiece of real estate? If you have ever invested in stocks you have done this without giving it a second thought, when it comes to buying real estate you can have the same options. Purchasing a percentage of property this way can be done in shares and units, fractional ownership “tenants in common”, shares in an investment trust or LLC, a business partnerships or various other partnership arrangements.

The benefits are clear when buying this way your in a positive cash flow position so your, your not 100% responsible for the debt against the property, you’ve got the ability to leverage and grow more quickly since you don’t have to tie up your entire capital into one property.

Cash flow properties are diversified into several categories, apartment complexes, commercial office & warehouse space, light industrial, retail malls, some land parcels can be set-up for cash flow or land banking (non cash strong appreciation potential).

The perfect solution when you are concerned about losing your job it creates security and partial to full income replacement. You have not so great credit cash is always king, you don’t want to use your income for a mortgage. You don’t want to deal with tenants and your time isn’t dedicated to managing a property.

You should consider buying into cash flowing property that would generate income for you. You could buy a piece of an apartment complex (say 32 units) that has been very stable through the tough down turn.

You could enter with a minimum investment size: $35,000. Possibly the owner is offering the property at a discount. You get to enjoy the stability and income potential as a small investor and get positioned for the real estate recovery.

Wealth never really goes away it shifts from one place to another, one person to the next. Those that think outside the box are more able to leap ahead of the curve and take advantage of opportunity in good times and tough times too.

Creativeness isn’t just for art class and imaginary friends play time or your tea party with your daughter. Creativity is what sets greatness far ahead of average and everyday. You have to constantly realign your goals and values to your circumstances. Why wait for your life to hit hard times plan ahead. Make choices that will positively affect your future.

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• Investing In Commercial Real Estate - Using A Lease Option To Buy Commercial Real Estate Greetings from the lush green grass of a football practice field..... I am sitting here watching my oldest son (Colt) at football practice. Colt is only ten years old and he has practice four times a week and a game every Saturday. And...he loves it....and I love it too. ......
• Is A Real Estate Investment Trust (REIT) Right for You? If you are looking for a way to profit from real estate and property without investing exorbitant amounts of money in illiquid, difficult-to-manage rental properties, a Real Estate Investment Trust (REIT) might be what you need. There are many infamous real estate investors (think Trump) that have made a fortune......
• market correction madness! With all of the major indices – the Dow, the S&P 500, NASDAQ – off 10 percent from their 2007 highs, we are by definition in the midst of a market correction. Individual companies continue to announce frightening news stories: Countrywide: Tapping their line of credit for more than $11......
• Real Estate Investing - Latest News Image by thinkpanama via FlickrThe latest news in real estate investing from around the blogosphere: Real Estate Investing, Real Estate Investment News, Investing ...Welcome to real estate web profits to get current news on real estate investing news, real estate investments news, investor websites news, investment news and all about......