SO you’ve made it, that “pie in the sky, pipe dream” your friends always said would never amount to anything. You know when you went out to talk with your associates, close friends and family for input or advice. All of your hard knocks, bloody knuckles, sweat and tears combined with the frustration and hours spent finally amounted to a sustainable source of income for you and your family. You played smart and invested wisely the funny thing is that once you finally reached success, you felt disoriented and out of sorts. Lost like a Captain without his compass lost at sea. Faced with new challenges that you have never dealt with before. Yes this sounds so funny that “I’m now super successful and I don’t know what to do.” It’s more common place than you think.

To help resolve the issue we need to look at some simple ways to keep your head above water even when it’s smooth sailing ahead. Keep in mind a couple of my favorite sayings as we move forward. 1) “Life happens when you are making plans.” 2) “When in doubt work it out.” That’s some pure unadulterated simplistic advice just like everything I am about to share with you now. If you are looking to keep up on top of success then you need to pay close attention to these words of advice. First you need to stop planning and paying attention to all of the details with your finances and entrepreneurial ventures. This assures no distraction while you are off spending your money foolishly, buying up everything under the sun your little heart desires.

Then after you have burnt out all of your credit cards and worn off the magnetic stripes, you return home for an evening of unpacking and opening gifts as if it were Christmas. It surely is great and this year you got EVERYTHING you have ever wanted. Once you finished touching and experiencing all of the wonder from the opening and cleaning of the gigantic mess, you retire upstairs for an evening of relaxation and pampering from an expensive resort spa with all of the extras and a 20% gratuity for every service. You feel like a million and only spend a few thousand what a bargain. Next you head off to the bank and grab some cash for a day trip to the city, wining and dining with friends and close family. A little boutique window shopping but you can resist the temptation since you just got over the holidays, yoou pick out a few things for frinds adn finish the evening with a brilliant theater production.

You meet your loved one and head on over to the local upscale lounge for some R&R before you head off to your vacation destination. Your Chauffeur arrives and drives you to your private runway where the jet has been fueled and prepped. The pilot is arriving on scene and it’s time to board the plane. You and your family hit the skies, heading off to your destination unknown paradise, (It’s the Captain’s choice this weekend). When you arrive at the destination you quickly corral up your family and get to your village. Your private hut is waiting, furnished with food, new bedding, clothes and all of the luxuries you would ever need to enjoy your trip to paradise.

It may seem as if I am rambling on about the extravagence of your ventures over the past period of time here. However what happens next will totally be the result of your past actions. Suddenly he door bursts open and people are stunned and confuzed as they stare into your eyes. The angst adn confusion start to escalate when The resort management comes to inform you that your credit card has been declined, your room rented out. The pilot shows up and states that your bank declined the charges for the trip and now he’s suing you. You’re thrown out of the resort, your children scared and remembering back to how life used to be. Then the inevitable question comes out… your child asks “Mommy, Daddy are we poor and out of money like how life used to be?”.

You wake up screaming, covered in sweat, shaking wondering if everything you just dreamed about was actually going to happen. Then you relax, take in a deep soothing breath and smile knowing you are safe and secure. You fought to be on top and you surely aren’t going to do anything foolish to jeopardize your self now. Sure no one is guaranteed to not have financial challenges in their life. Yet we can do so much to prepare and hedge against life, to protect and shield us if we just follow the rules and plan ahead. This is what got you here and this is what will keep you here to stay. Don’t be fooled by phony success. It’snot the size of your wallet or where you choose to destine your self once in a while or even the clothes you wear that make you successful.

It’s doing what’s right and walking on the straight and narrow that gets you there and keeps you moving onward and upward. “Leaders, by definition, ARE ALWAYS THE FIRST ONES OUT OF ANY PERDICAMENT.” “Perhaps it’s because their vantage point is unobstructed by anyone in front of them. They are not held back by those who cannot keep the pace. They find opportunity where some can only see danger and doom. When others are frozen with fear, they find strength. Though their organizations are often small, their resolve is immense. In simple terms,leaders lead. As a result, they will chart the uncharted in today’s challenging economy, slip the stream of negativity and deliver to the front lines of business. At RW30, we are proud to provide the full range of tools for true leaders.

We salute these champions of business. After all, they are the ones who will blaze the path to prosperity.” This article was inspired by Flying Magazine & Cessna, I find it apropriate to note the leaders speech was written for Cessna aircraft, what a truly inspirational piece of work. Ever since I was a little boy I’ve wanted to fly, today I put this goal on my list. I plan on obtaining insrtuction to gain my pilots license before the end of 2010. I’ll keep you posted. Until then keep dreaming and achieving.

• What areas of finance are you looking for assistance with? Product launch date 08/19/2008 Internationally respected company launches new Tranquil Sleep Now program to help people get a better nights sleep. Financial marketeer Ryan Wegman has released his third publication titled "The Pillars of Wealth". For the first time Ryan is revealing his story of triumph over adversity and challenge.......
• Investing in your online accounts with automatic bill pay Many people have tried to systematize a method for automating their investments and although it takes a human touch make the buy and sell calls in the stock market you can charge your investment accounts with your dollars automatically. Set up your account and then when you have all of......
• Death often brings new life My father died today and this is not a cry out for support or sympathy, rather when death comes to visit the stay cannot be too long. It's swift, fast and sometimes can linger on. I spoke to my father just last evening, he was witty and wild on the......
• When it comes to doing deals what matters most to you? As I sit ready to leave this evening to enjoy festive occasion with the staff and friends of our real estate operations I take a moment to reflect on the years past and all that has happened to this point in my life so far. I reflect the emotions of......
• Staying Cheerful with the Credit Crunch Businesses and consumers alike can’t keep their lines of credit from shriveling up to nil with the belt tightening across all financial markets. However there are things to be done when the going gets tough. First rule of engagement get going it sounds silly but true when it gets......

• How to Avoid the Three Worst Financial Traps No matter how wealthy or poor you are, there are financial traps that are waiting to disrupt your lives. Many people end up finding out too late that they are in the depths of one and it is nearly impossible to get out. However, there are specific steps that you......
• Net Worth vs Self Worth: Money Isn’t Everything What will you do for money? How far will you go? This guest post by David Bakke of Your Finances 101 brings up these questions. David also wrote the personal finance book “Don’t Be A Mule”. Now that I have progressed to the point where I am saving in just......
• A German Company Discovers The True Meaning Of "Ripped-Off" A Shockingly Interesting And Extremely Cautionary Tale From China. Jamil Anderlini, in the Financial Times, published on July 27 2009, presented an article entitled "A cautionary tale from China". Well, as you know I live and breathe in China, and so felt more than a little compelled to read the......
• The Best Home Improvements for Home Value Home improvement is a field that is relatively widespread in nature as there are a number of different ideas for you to choose from when it comes to choosing the best home improvements for your space. During the summer months, many people put thought into remodeling and improving their home,......
• Personal Finance on Film: The Up Series “Give me the child until he is seven, and I will give you the man.” — attributed to Ignatius Loyola, founder of the Jesuit order Though there are many fine books about money available for the general reader, I’ve always been disappointed that there are so few movies about money.......

A dogs keen set of senses and perception are amazing, whether you believe in it or not, the old story; “Everything I Ever Needed to Know About Kindergarten, I Learned From My Dog“  applies to much more than just kindergarten. A dogs unique set of senses are an extraordinary example of the statement wealth and wisdom go hand in hand, you can’t have one without the other. In fact you probably haven’t taken into account all of the variables that come into play. Inevitably you make choices based on intuition, no matter how much you ignore or dismiss that very fact. Intuition alone is a good indicator of your wisdom when it comes to making critical decisions everyday. For instance that decision to or not to make a hasty purchase, reaction to someone, take a turn down a different street and so on.

Even if they aren’t related to financial decisions directly they improve upon your ability to make actions based on fact mixed with logic. Here’s an brilliant example of just this very scenario. I decided to undergo some very critical thinking decisions about certain areas of my life and my business as well as the outcomes I want to see for my family, my colleagues and my most authentic friends.

I had had some serious changes take place in my life, with turbulent activity taking place I had to take cover in new and uncharted territories. It was like paradise island in one aspect and total nightmare on the other. Nothing murderous just privacy, new rules, new ideas for creativity and the most enthusiastic attitude I could muster up and hold onto.

The first couple of weeks were difficult to transition in to, moving a 3^rd person into a one man office was a task that took so much choreography, artistic talent and a strong virtue of trust, patience and understanding. I’ll go into that story another time what I really want to cover here is the topic of wealth and wisdom. I chose a different path to pursue looking for new ideas I could adapt to my own business, what started to happen was and still is purely amazing.

I managed to partner up with a 20 year veteran San Francisco Radio DJ, who is coming out of a retirement for a second round with a whole new eco-centered format with one of the top agencies in the world. They’re begging him to come back and offering him everything he wants on a gold platter. In the mean time I have managed to align myself with him on multiple ventures including advertising on his media platforms.

That doesn’t excite me, what gets my heart racing and revving to go is a project that will help thousands even millions of dogs and help their owners too. I have a very large role in this project as I am the acting CFO and affiliate manager. We are commencing forward with a proposed launch date of October 1^st 2009. This isn’t a business this is a purpose that makes sense, imagine viewing hundreds of written and soon to be converted to video passionate testimonials from dog lovers who have witnessed holistic miracles with their own eyes.

My dog bear was laid to rest at the beginning of this month. I has saddened me deeply, I really miss him. I also miss my own space and domain. Sorry to hit the emotional nerve there I really do miss him. Here’s really what I want you to take away from all of this. The wisdom behind this profound new discovery is simple.

You take something that is already working, for example, the dog products have been around since 1992 that’s 15 years. The product manufacturer Sam is a dynamic, charismatic gentleman; he’s so pleasant to work with and just as excited as all us partners included. This is the first step of wisdom I mentioned intuition, now the second is in motion that’s planning, implement changes, set up testing and create massive action in an organized idealized fashion.

Here’s that formula in action…

We identified a viable way to engage someone whom needed some improvement.

Do you own a dog or a cat, maybe more than one? Are you interested in learning about ways to naturally improve your dogs health, degenerative diseases such as dysplasia, Arthritis, OCD and other conditions that cause them suffering with joints, elbows and hocks? Would you be interested in providing your dog(s) or cat(s) the experience of immediate and long-term relief without drugs or surgery?

Here are some quick check symptoms that can occur with the above conditions. Check and see if your precious companion is experiencing any of these symptoms listed below

Change in appetite
Change in behavior
Muscle atrophy
Lagging behind
Yelping when touched
Limping

We use a combination of three natural formulas developed by a Naturopathic Doctor for his own dog. No side effects, because it’s all just good whole food. No dosage problems because the body uses only what it needs. And now, with the latest product release, the formula is showing results that are even more successful.

Our team made an offer

“We would like to market your products, we are a group of eco-friendly entrepreneurs, we have a community of loyal followers who many of them happen to own dogs. Some of us are using your product and we have been for several years.”

I made an offer to the team

I will handle the roles of Affiliate Manager and CFO since my background is finance. Affiliate management takes quite a bit of talent to manage and run all of the areas required to start and design a program from the ground up.

My offer was accepted

Now I am involved heavily with time dedicated to this project

I am molding and setting up someone else’s business, with a clear thought out plan of action combined with grass roots activity connecting with something we all enjoy out pet’s. It brings me back to the days when I was a child everything was very different then. Life was simple and fun. That’s exactly where I want you to be when you read this today.

I’ve made myself very happy with some of the decisions I have decided to do. I will still keep you updated while http://RyanWegman.Com and the blog both go under the knife in the near future. I’m having evasive procedures done with HTML PHP and CSS soon after the new year. One project at a time. Always remember wealth is a concept that makes the mind choose from the heart

As I mentioned we are at the pre launch phase and seeking affiliates aggressively, if you or anyone you know owns a dog or a cat please let them know we want to get to meet them. Have them email me at basecampjv@gmail.com or call me at 925.246.2121 I’d be glad to speak with you or them.

• There are affordable health care solutions for every bracket of income Why on Earth would a real estate professional be talking about medical access? It's very simple you see no matter who you are and your social status we all need to see a Doctor from time to time. I have found in my adult life I have been in situations......
• Why Network Marketing, Marketing and Internet marketing are changing the world around us When it comes to business and life opportunities I should head to one warning. Once bitten twice shy should be the order of the day. You see I had always wanted to start my own profitable business and be the one stop shop for everyone. The problem is I couldn't......
• You can't tell people what to do I was watching the Bill Maher show last night and wow what an amazing delivery of realism and truth. You know when you catch certain conversations that lighten your spirit and open you eyes to a new idea or set of care values. So many people live jaded and......
• Skype Users Beware Hackers and malware programmers are nothing new to the Internet scene, in fact as the Internet evolves and grows into a living, artificial intelligence of it's own these threats become more and more frequent as well as evasive to those who fall victim of such threats. Now your favorite......
• When it's time to prepare for the impending situation - Wealth is a Concept -- Ryan Wegman Impending such a strong and terminal word. The pure fact that something is impending (meaning to happen in the future) is a dark and ugly shadow over many people. Especially in this crazy economy we are in. You see when that word impending is used it's in conjunction with......

• How To Socialize Your Dog by Daniel Varena Dogs, like humans, can both be more or less tolerant to other dogs. Some dogs get easily acquainted to a new dog, cat or other animal. Others even have problems with the opposite sex of their own breed. Considering that dogs are social animals by nature this......
• Dog Costs for the First Month A little while back, I had asked the question of how much does a dog cost. At the time, I was speculating based on the research I had done. Today I'm a little more prepared to answered that question from a position of experience. We've had our puppy, for around......
• Use Goals and Adventures to Train Your Dog [/caption] Many people don't realize that while dog training is principally the same across a variety of breeds, your dog's individual breed can have a big impact on the techniques that work most effectively. Specifically, a hunting breed that is used to the outdoors and for having some tasks to......
• Keep Your Money to Yourself Part 3: Supplement Your Income When trying to increase your cash flow and thereby keep your money to yourself, it is important to find ways that can supplement your income without having to spend too much time or effort on your part. Not only does this help ease the burden in troubled times, but it......
• 6 Random money saving techniques Photo by: Andy Welsh This article is part of an ongoing series called Money Saving Monday. Each Monday, I share tips and techniques you can use to start saving money. Instead of sharing one focused tip with you as I normally do, I'm going to share 6 completely random......

Doing the dance, you know dancing around rhe subject at hand

“Why do we dance?” “Because an unexamined life is not worth living.” This was a quote from a movie my wife was watching this morning. It was one of those chick flick movies on the Lifetime Channel. I found this question quite intriguing as I passed by in the living room. It stopped me in my tracks and made me just think about life in general.

What a statement that was. An unexamined life isn’t worth living. What was the actor stating? Really he was emphasizing a deep rooted human feeling and curiosity, to satisfy your desires, explore new reaches of your inner self. In this case a dancer was the focused intent. As it was tsated with the opening question.

Avoiding the issue at hand

You can look at this in another perspective, why do we dance around the subject of finance, financial stabilization, security, why because it’s uncomfortable for the masses. Many people are challenged and distraught about their current state of affairs. Constantly complaining about their situation at hand,yet instead of doing the right thing people just keep doing the same things that put them in a tight spot, in the first place.

You know who they are, maybe you’re one of the many who are struggling to make ends meat. You go to work daily and give it your best and still at then of the day you have more month than money. Life in itself seems meaningless, “why am I working so hard, for what”; you ask? Then the thought passes and you just keep pushing along hoping for things in life to improve and get better.

the Break Up

I talked about it the other day, when I had mentioned about hitting bottom, the day my wife told me to pack my bags. It was a real eye opener. There I was sitting on my buddies couch numb from what had just happened. I had a long talk with my good friend and then as the evening came to a close, and I was in the dark left wondering what had happened, knowing full well what I had to do. I sat there paralyzed.

Watching the dark emptiness fill my heart, that empty feeling way down inside that can undeniably take you to the darkest parts of your soul. Most people stay far away from these places, the fear and pain of doing a little self analysis, reflection in depth research into why is my life going this way.

holding on by a thread praying you will survive

It’s hilarious that it takes the majority of humans to hit a place where they’re stuck between a rock and a hard place before they realize they are holding on by a thread, watching their lives spiral out of control. I’ve seen this place a few times in my life and normally I shrugged it off, and kept plowing through the daily grind, making my way to where ever it was going.

Appearing that everything was just fine and that I’d always be okay. Usually this is how my life turned out. I always managed to land on my feet. Picking up without missing a beat. That was until tragedy struck when my Mother had passed, then the spiral downward with devastating blow after devastating blow, took my wife and I through the most stressful twists and turns, crazy life threatening situations and circumstances, and left us at a breaking point after enough of the setbacks and heartaches of defeat and failure stressed us. I have to say I was the breaking factor in the entire equation.

I bring this to the relevant subject of dance because we all dance around the fire once in a while but when it’s too darn hot in the kitchen you need to lower the heat or stay out of it. The unexplored side of entrepreneurship I embarked on took us through some pretty advanced dance moves to keep us on our toes was a trying task to say the least.

While she was away I had some amazing moments of discovery, awesome discussions that took my life again in new directions and explorations of my inner and outer self. Seeing people around me all fall victim of the poor decisions made with taking money for granted, abusing the freedom of having an instant gratification type of mindset and an uncaring thought towards the future.

This isn’t a bad or terrible way to live, although it is reckless and careless to go through life without putting up boundaries, limits and rules that are used to measure, guide and protect us from harm and minor setbacks. I remember when I had to look at finding work to supplement my income, so that I had an emergency parachute if I needed to jump ship.

My wife too had to go through the same process, on top of that she received very disheartening news about her overall health and wellness. It was at this point we both realized what we wanted from a relationship and it was everything we already had and so much more. We had also realized that we both needed to be stable and financially stable so we could realize all of our dreams.

We had to learn all of the basics because we ignored all of the warning signs, we lived with danger and desperation daily. Our greatest fears were coming true. There she was in another town, living with friends and I was in my own independent element as well. We had to set up goals, make commitments to change those things that were not balanced and shred all of the negative habits, influences, people and circumstances from our lives.

We had to regain our vision of our goals, chart new courses so we could get back together and back on track to our future. There were no choices, either do or die. We knew everything would always work out, but this time was different, we knew we had to work things out it was a matter of many lives involved. Risking everything on a pipe dream wasn’t going to be an option, not that a pipe dream was the dream at all, but pie in the sky dreams are just that.

If you have big goals and desires you need gigantic actions, and measurable results quickly. You have to take a deeper inventory of what really needs to go on. The advice of others will tell you who is authentic and qualified to remain a trusted friend. Let me tell you when all chips are down and life seems to have no purpose the allies you meet are incredible and will carry you down to the finish line. Running right along side you cheering you in all of the way.

We encourage you to dance the test of time, live a life of experience and joy, stop limiting yourself to the same old, same old routine. If you are faced with trouble financially whether it’s your home mortgage, job loss, buried in unsecured debt, faced with an impending bankruptcy or foreclosure you have to know that it’s just as much of a gift as it is a nightmare. The lessons you learn from experience will make you humble and eliminate your stubbornness or you will meet defeat and pick up the pieces and learn from your mistakes.

Reduced stress

Either way you deserve a partner to dance with, first you have to be willing and coachable if you want to learn. You must recognize a need to solve your stress, reduce your financial strain and relieve the pain of being so challenged, this can be physically or mentally in pain. Most people will never know what humiliation, suffering and sorrow life can create, unless they have lost everything.

We mourn when a close relative or friend passes. We feel saddened when we lose valuables in our life and we loose our sanity when our finances spiral out of control. Personally my wife and I have lost close family, friends, personal possessions and even our selves with all we have faced.

 Most people would stop right there and many do. We have seen both sides of losing everything, those who just give up and become those passing faces in a crowd and those who fight to regain control of what has been lost. We have met some of the most humble and caring people over my travels of the night, made some really awesome friends too. Our attraction of the right people into our has been off the charts in terms of the friends, mentors, and partnerships that have been created.

Now it’s our turn to give it all back too you. We want you to shred the dead weight and regain control of your life, taking you back to a time when life seemed so much simpler. Imagine no more cloudy days of confusion, stress and overwhelmed feelings of fear and panic. Lowered anxiety levels because you chose to take action today instead of waiting for the wound to become a hazardous infection in your life.

Having control over your financial affairs, your personal relations, proving to your self that all of that silliness was just one of life’s little tests to keep you aware of whats real and what isn’t. You’ve heard of the Paredo Principle, you know the 80/20 rule. Where 20% of your actions are earning you 80% of the outcomes. So in reflection of the principle here Teri Lynn and I want to be that 20% for you.

We want to be the 80% of your positive outcome with transition and positive change, we want you to succeed in everything you set out to do that brings you into alignment with your passions and purpose in life. As always we strive to provide you with tips tools and resources to help you stay on top of your money.

There are thousands and thousands of resources out there for financial advice and for savvy, on top of their money management types of folks we offer several services to compliment and enhance their financial goals. For those of you in need we offer services to get you back on track the fastest way possible. From basic financial mentor-ship to services from bankruptcy through loan modification, debt settlement, debt elimination. Retirement planning advice that you are in control of making the decisions not the broker.

If you own a small business we can offer you solutions to reduce your expenses by up to 95% of the money you are currently spending. All of this starts with the way you handle your past taxes, and as my gift to you We want to provide you with a free tax review, financial assessment and recommendation. Yes I said the f-word. FREE, and I will say it again FREE TAX REVIEW.

We want you stable, ready for change and recovering from the whirl wind chaos the credit and financial markets have placed on our economic system. We are no where near the end, with hundreds of millions of dollars being created for health care reform, stimulus packages, tax bracket changes, we are poised for great wealth.

• If you are certain that you want more from life and know that life has more to give than what you’ve got

• If you are sick and tired of being sick and tired of being broke

• If you can say you need to save more for the future

• If you know you are facing foreclosure or bankruptcy

• If you know you can’t handle all of this alone and need advice

Then you know you need to get your free review and assessment immediately. Don’t hesitate on the draw stats show you could easily loose, banks aren’t fun to work with and they will go out of their way to make your life as difficult as you’ve made it for them. Don’t think for one second that you are a welcomed client when you own them money, especially in this market. Get your free tax review today.

• What’s Your Social Economic Profile You’ve heard the news, read the stories and even seen the victims of devastation as the economic crisis spins out of control. You hear a different story on every channel on the television. A new family crisis, a new company going under and of course a new bailout plan......
• Planning your way to wealth When it comes to wealth creation planning is the most crucial element. This requires forethought as well as accountability to your financial advisers, your actions as well as your overall strategy for amassing wealth. Planning your way means you actually sit and evaluate your past, present and future financial needs.......
• How to Overcome Adversity [display_podcast]When the chips are down and there is no light at the end of the tunnel people tend to become frozen with fear, contemplation and indecisiveness with the choice they are faced with. Many times the simplest way out of a situation is for most people stop right in their......
• Have a very Merry Christmas May You Be Healthy Happy and Wealthy There was only eight day until Christmas and all through the house everyone was scurrying about. Plans of parties, family frolic and cheer, soon Saint Nicholas was be here. Children with excitement and anticipated fun from the gifts soon to be here and parents on lookout for snoopers and......
• What to do after you become wealthy SO you've made it, that "pie in the sky, pipe dream" your friends always said would never amount to anything. You know when you went out to talk with your associates, close friends and family for input or advice. All of your hard knocks, bloody knuckles, sweat and tears combined......

• re-engineering your thinking I spend a lot of time working on business process re-engineering (famously promoted in Keith Ferrazi’s “Never Eat Alone," a great book), or business process management, or whatever you want to call it these days. If you aren’t familiar with it, I’ll define it this way:  you take a......
• Reader Story: How I Ruined My Credit Score, and How It Didn’t Ruin My Life This guest post from the redoubtable Tyler K is part of the new “reader stories” feature here at Get Rich Slowly. Some reader stories contain general “how I did X” advice, and others will be examples of how a GRS reader achieved financial success — or failure. Tyler is an......
• Friday inspiration: Making lifestyle changes to pay off debt & accumulate wealth This is part of a series of interviews with people who are either working to improve their financial situation or who have already reached their goals. This week’s interview is with Aaron S., who has made lifestyle changes to pay off debt & accumulate wealth. Could you tell us something......
• Review: Nine Steps to Financial Freedom By Suze Orman When it comes to personal finance, there are few experts out there that are as popular as Suze Orman. She has helped thousands of people get their finances under control through her efforts on her radio show and through her books. Her no-nonsense, common sense approach appeals to many and......
• How to be rich Patrick from Cash, Money, Life has been writing a series recently called How to Become A Millionaire.  The series is a great read that provides some dead-on information on the basics for becoming a millionaire.  I often read through my the blogs in my feed reader early in the......

“Test results are back and the prognosis doesn’t look good…”

My wife’s Doctor was a nervous wreck after she reviewed her file. We have all taken tests from the Doctors office and stressed over the outcome of the results; usually everything checks out okay, what do you do when they don’t? Surprisingly her Doctor was stunned and frankly a nervous wreck while she was going over the test results with my wife, all the while my wife took the news ever so calmly. The Doctor was so stunned that she had to repeat that fact of my wifes calmness several times during the visit.

You can see the comedy in the statement above, the parallel of the Doctor being the wreck, while my beloved stays calm during the whole office visit. Yet as soon as my wife got home to tell me the disturbing news she started to unravel at the seams.

The Doctor’s reaction was rather unsettling for my gal. So this really got me thinking about the long term consequences of being financially unstable and the long term residual effects on your mind, your body and your spirit. We all know that eating the right foods seems more costly when you look at the up front costs. Have you ever considered what the back end long term costs on your wallet, not to mention your body and spirit. Living healthy is just as key to creating wealth and financial security in your life as managing your body.

Think about the state of our current health care system, the rising costs of medical coverage, insurance and medical treatment. Our state governed programs are maxed out with patients and stretched for funding at all levels. It’s not designed to handle the mass group of uninsured citizens of our great nation. The Doctors are taxed to the max with patients and many have no patience for people who neglect or defiantly treat their body with abuse.

Back to my topic neglect is abuse and I am sure that you have received a nudge or two from your primary care physician, possibly your dentist has mentioned a thing or two about your hygiene? Regardless avoiding the infection, symptom(s), infections whatever you are dealing with only leads to greater problems and increased risk of terminal illness.

Yes I said terminal illness, or you have the option to face the issue at hand and make a conscientious decision to address them at all costs no matter what lengths you have to go for. Otherwise you have made the choice to take on a life sentence of undesirable circumstances. The word is out on the street and you know exactly what you must do.

It’s entirely up to you on how to make a change, fortunately for you, your biggest challenge in front of you doesn’t have to depend upon just you alone. A simple team has been assembled for you, to provide you with support, advice, guidance and goal achievement. Making the transition doesn’t have to be difficult or painful.

Tackling any type of obstacle always starts with the end in mind, your outcome has to be clearly visualized and accepted before you will ever reach it. I know this now more than ever. Have you ever felt like a much needed change just wasn’t happening for you? Well ask yourself did you clearly see the end result, did you give the appropriate attention to the planning and organization of your required activities? Did you measure the results you were getting? How did they compare to your original projections, what could have been improved on?

I bring this up to you only because the news my wife’s Doctor gave her was shocking, now Teri has to make the same decision about her own condition that you have to make to take control, own her life with clarity, focus and vision. Funny thing was that the motivation factor wasn’t he news about test results it was the treatment. As soon as her Doctor said you have to take injections for life Teri looked up and firmly stated “what other options do I have?”

The fear of having to physically take insulin injections to control her diabetes was alarming, so her Doctor gave her a time line to make dramatic improvements or the only alternative was her injection recommendation. So in the end what does all of this have to say about you and your current circumstances?

Simply put you need to get involved in your financial affairs, it’s a proven fact that proper medical attention and monitoring are critical to your overall wellness factor, lack of money and reserves can become a problem if you don’t have the means to take care of your self. Your future retirement money not safe either. You didn’t just save money to pay for medical bills and Doctor visits. So in light of this profound idea and shift in thinking thanks to a good friend I recently connected with I have decided to make this exam painless to you and your pocketbook. Over the next two weeks I am setting up your diagnostic exam center fully equipped with the latest state of the art equipment.

Recent legislation has passed that will eliminate many of the unscrupulous characters currently posing as so called experts for financial hardships, loan modification consultants, credit repair services, debt settlement companies and all of the other take your money and provide you with no measurable results.

The office is open even during the construction phase I will have a general admission and registration page up by Saturday at the latest. Those of you who are seriously buried in debt, experiencing late payments, facing impending foreclosure or bankruptcy; those of you who have fallen victim to the crisis at hand with sudden job loss, diminishing pensions and retirement accounts there are solutions for you.

Solutions that can and will provide you with clearly outlined, manageable plans that are backed with legal advice and protection designed to give you the patient/client the ultimate experience in customer satisfaction. As the separate departments come on line you will be updated. Most people go through life with rose colored lenses on, ignoring the warning signs until it’s too late.

I know my wife doesn’t want to deal with the possible outcome of ignoring her situation, I also know you don’t want to deal with your health, your financial management, or your wealth creation choices without proper advice and input. Running down the road not looking for indications of measurement in improvement in your circumstances is like driving down the road with blinders on. You’re eventually going to crash.

Why not research, review and monitor your symptoms now and act on advice from trusted professionals to guide you in your healing process. You don’t need to do this alone.

• When it comes to your home based business why do you keep falling down More and more families and seniors are becoming homeless, hard pressed and losing hope. Our economic situation is largely blamed if you listen to the news and public media. With our credit and financial market devastated and spiraling downward at an unprecedented rate many people are left wondering what will......
• What to do after you become wealthy SO you've made it, that "pie in the sky, pipe dream" your friends always said would never amount to anything. You know when you went out to talk with your associates, close friends and family for input or advice. All of your hard knocks, bloody knuckles, sweat and tears combined......
• Finding the Value and Benefit of Using Discounted Service Providers In today’s economic turbulent times the value of the dollar is limited and consumers are searching for more economically affordable solutions.For the most part price wins decisions more often than not. Just like people searching for solutions for their mortgage people rate shop and often take a lower rate......
• Investing in your online accounts with automatic bill pay Many people have tried to systematize a method for automating their investments and although it takes a human touch make the buy and sell calls in the stock market you can charge your investment accounts with your dollars automatically. Set up your account and then when you have all of......
• Why we dance around the money situation at hand You can look at this in another perspective, why do we dance around the subject of finance, financial stabilization, security, why because it's uncomfortable for the masses. Many people are challenged and distraught about their current state of affairs. Constantly complaining about their situation at hand,yet instead of doing......

• Sometimes in Life You have to Ignore the Costs This post is inspired by my Dog�s 5th Birthday - I love my dog, and I don't care if she is the right or wrong personal finance decision.  Sometimes, you have to ignore the right thing, mathematically, and live your life.  So please meet my dog, Tinkerbell: No, she is......
• Sunday Money Roundup - Food, Inc. Edition. If you guys haven't seen the film Food, Inc. yet, please do yourself and your family a favor and check it out. It will change your behavior and attitude towards food within the first 15 minutes. It has changed me forever. (steps off soapbox) And now, check out some great......
• The Friday Gathering for 12/07/2007 Photo by Robb Kiser This week was a big week for me, I finally got my cast off from where from where I broke my wrist 8 weeks ago. My wrist is still pretty sore and stiff, but getting better each day. Hoping that by the end of next......
• Meet The M-Network: An Interview With Patrick From Cash Money Life. Over the course of the next 8 Wednesdays, I am going to posting interviews with the other members of the M-Network so you can get to know them a little bit better. If you don't already read these sites, you really should check them out! To be fair I......
• Zinfindel Grille, Tex Wasabi, and Marriott Residence Inn Reviewed (and some links) This weekend, my wife added another candle to her birthday cake. Trying to be a good husband, I took her to Sacramento for some good dining and a night away from home. If you ever find yourself in Sacramento, you may want to come back and look at these reviews.......

Here we are again entering the holiday season, beginning with today and running directly into the major holiday season. Halloween, thanksgiving and of course everybody’s favorite Christmas. With the soon to be spending season coming right around the corner at this time of year. It’s time to really get your budget and financial house decorated and ready for the holidays.

Think of it labor in it’s self means work, we are honoring the workers of this great nation who have kept America’s industry moving forward at the speed of sound and light. We honor this day with lots of ice cold beer and flaming barbecues, sizzling steaks, hot dogs and chicken.

Have you ever wanted to know the true meaning of Labor Day? From wikipedia…”The holiday originated in Canada out of labor disputes (”Nine-Hour Movement”) first in Hamilton, then in Toronto, Canada in the 1870s, which resulted in a Trade Union Act which legalized and protected union activity in 1872 in Canada. The parades held in support of the Nine-Hour Movement and the printers’ strike led to an annual celebration in Canada. In 1882, American labor leader Peter J. McGuire witnessed one of these labor festivals in Toronto. Inspired from Canadian events in Toronto, he returned to New York and organized the first American “labor day” on September 5 of the same year.[citation needed]

The first Labor Day in the United States was celebrated on September 5, 1882 in New York City.[1] In the aftermath of the deaths of a number of workers at the hands of the US military and US Marshals during the 1894 Pullman Strike, President Grover Cleveland put reconciliation with Labor as a top political priority. Fearing further conflict, legislation making Labor Day a national holiday was rushed through Congress unanimously and signed into law a mere six days after the end of the strike.

[2] Cleveland was also concerned that aligning a US labor holiday with existing international May Day celebrations would stir up negative emotions linked to the Haymarket Affair.[3] All 50 U.S. states have made Labor Day a state holiday.” read article here…http://en.wikipedia.org/wiki/Labor_Day

Far to many sacrifices have been made and opinions created for the structure of work day we obied by everyday. So why is it that people work so hard to create a movement and yet they still sit by and let life pass them by? So many people have made choices that led them to a place where their finances are in detrimental condition.

Since we all have a choice to make on this Labor Day weekend to round out the last quarter of the year I suggest that we all take a few minutes to come up with a plan of action that will help us labor through all the challenges that we have created in our own lives. I know for sure that we can win this battle of the financial crisis and come out ahead and end up as the winner over circumstance.

I strive to encourage people to embrace the concept of wealth and to embrace the power of good financial management. If you don’t ingrain these rules in your daily activities you will wind up with major financial challenges down the road.

Sure everyone is hurting right now and that is why we have devised the3 ultimate debt crusher plan. If you want to make it through this difficult time in our American History you need to get on board. As k yourself a couple of questions…

• Are you buried in unsecured debt?

• Has your income been affected?

• Is your home loan worth more than your homes value?

• Do you have student loans that are eating away at your monthly budget?

• Did you claim every deduction on your last years tax return?

• How is your credit?

• What does your retirement savings plan look like?

• Will you meet your requirements to have the ability to retire?

• Would you like a free complimentary tax review?

• Would you like a free assessment of your retirement plan?

• Would 30 minutes free of charge be worth your investment of time if you would be guaranteed a plan of action custom tailored to your specific needs?

Oh no her we go again, more sales pitches right? WRONG if you read the questions I am offering yo9u a free debt crusher plan to get you back on your feet. All you need to do is schedule an appointment with me for a free 1 on 1 – 30 minute risk free no obligation offer to get you back on the fast track.

Schedule your appointment today by calling 925-335-6357

• E-Waste Plus Wall Street, Times The Mortgage Market Equate To A Toxic Mess E Waste, mortgages, Wall Street, credit derivatives, rising credit deficit and the bet against America. I was watching 60 Minutes last night, it was very disturbing to learn exactly what has been going on both in the technology sector as well as the financial markets. Both topics showed me......
• Is fear really holding you back from the true wealth you deserve Funny sounding and actually quite appropriate for this time of the season. With Halloween right around the corner, the leaves turning red, orange and yellow. The sight of monsters, goblins, creepy and eerie things that you only find in horror films. Isn't that what this month's tone happens to......
• The Golden Rule It's an outrage what we as consumers are being offered today. Not only are we in weak economic standards. Our savings and deposit records are at an all time low. It's no wonder when our choices offered to us for growing wealth are all in favor of the bank or......
• How And Why You Should Use A Financial Hardship Letter  Funny how circumstance ccan reshape your life in an instant. You know those times in life when life changes and you need to be quick on your feet. First off let's examine two crucial reasons why you would want to use a hardship letter in the first place... 1) Many......
• Small Businesses get a big break by maximizing profits with defined benefit plans. Generally many small business owners face a dilemma when it comes to making important decisions concerning their IRA's and 401K's during the open enrollment time of the year. Many small business owners don't realize that a defined benefit plans allow higher contributions compared to traditional plans. For example a traditional......

• Meet The M-Network Friends: An Interview With Mike From Quest For Four Pillars. Now that I have wrapped up all the interviews with all 8 M-Network members other than myself, I decided to expand the series a little and include all the friends of the M-Network who participate in our group projects and forums. Up this week is Mike from Quest For......
• Free Estate Planning & Retirement Resources. No matter what stage in life you are at, you should be planning for something. Between insurance needs, a will, retirement planning, etc., we can all use a little help getting organized. Lucky for you, my trusty TRowePrice newsletter gave out some links to some free advice, and I am......
• Enjoying the Labor Day Holiday Photo courtesy of ZaptheDingbat No money post today as I plan on spending some quality time with family, and helping tend to one of our kids who came down with nasty round of flu over the weekend.  I'll be back tomorrow kicking off a "mini-series" on money and relationships......
• Create a Free Financial Plan I have previously written about free retirement and financial planning resources. This post is more specifically focused on tools you can use online to create a financial plan and, optionally, obtain the assistance of a financial planner. Since writing that first post, I have learned about two other sites where......
• The 7-Day Turnaround, Day 5: Start Saving for Retirement This is the fifth article in Frugal Dad’s week-long series, The 7-Day Turnaround: One Week to Change Your Family's Financial Destiny. Each day brings a new step to implement and help you get control of your finances. Now that you have moved beyond the half-way point in your 7-day turnaround,......