SO you’ve made it, that “pie in the sky, pipe dream” your friends always said would never amount to anything. You know when you went out to talk with your associates, close friends and family for input or advice. All of your hard knocks, bloody knuckles, sweat and tears combined with the frustration and hours spent finally amounted to a sustainable source of income for you and your family. You played smart and invested wisely the funny thing is that once you finally reached success, you felt disoriented and out of sorts. Lost like a Captain without his compass lost at sea. Faced with new challenges that you have never dealt with before. Yes this sounds so funny that “I’m now super successful and I don’t know what to do.” It’s more common place than you think.

To help resolve the issue we need to look at some simple ways to keep your head above water even when it’s smooth sailing ahead. Keep in mind a couple of my favorite sayings as we move forward. 1) “Life happens when you are making plans.” 2) “When in doubt work it out.” That’s some pure unadulterated simplistic advice just like everything I am about to share with you now. If you are looking to keep up on top of success then you need to pay close attention to these words of advice. First you need to stop planning and paying attention to all of the details with your finances and entrepreneurial ventures. This assures no distraction while you are off spending your money foolishly, buying up everything under the sun your little heart desires.

Then after you have burnt out all of your credit cards and worn off the magnetic stripes, you return home for an evening of unpacking and opening gifts as if it were Christmas. It surely is great and this year you got EVERYTHING you have ever wanted. Once you finished touching and experiencing all of the wonder from the opening and cleaning of the gigantic mess, you retire upstairs for an evening of relaxation and pampering from an expensive resort spa with all of the extras and a 20% gratuity for every service. You feel like a million and only spend a few thousand what a bargain. Next you head off to the bank and grab some cash for a day trip to the city, wining and dining with friends and close family. A little boutique window shopping but you can resist the temptation since you just got over the holidays, yoou pick out a few things for frinds adn finish the evening with a brilliant theater production.

You meet your loved one and head on over to the local upscale lounge for some R&R before you head off to your vacation destination. Your Chauffeur arrives and drives you to your private runway where the jet has been fueled and prepped. The pilot is arriving on scene and it’s time to board the plane. You and your family hit the skies, heading off to your destination unknown paradise, (It’s the Captain’s choice this weekend). When you arrive at the destination you quickly corral up your family and get to your village. Your private hut is waiting, furnished with food, new bedding, clothes and all of the luxuries you would ever need to enjoy your trip to paradise.

It may seem as if I am rambling on about the extravagence of your ventures over the past period of time here. However what happens next will totally be the result of your past actions. Suddenly he door bursts open and people are stunned and confuzed as they stare into your eyes. The angst adn confusion start to escalate when The resort management comes to inform you that your credit card has been declined, your room rented out. The pilot shows up and states that your bank declined the charges for the trip and now he’s suing you. You’re thrown out of the resort, your children scared and remembering back to how life used to be. Then the inevitable question comes out… your child asks “Mommy, Daddy are we poor and out of money like how life used to be?”.

You wake up screaming, covered in sweat, shaking wondering if everything you just dreamed about was actually going to happen. Then you relax, take in a deep soothing breath and smile knowing you are safe and secure. You fought to be on top and you surely aren’t going to do anything foolish to jeopardize your self now. Sure no one is guaranteed to not have financial challenges in their life. Yet we can do so much to prepare and hedge against life, to protect and shield us if we just follow the rules and plan ahead. This is what got you here and this is what will keep you here to stay. Don’t be fooled by phony success. It’snot the size of your wallet or where you choose to destine your self once in a while or even the clothes you wear that make you successful.

It’s doing what’s right and walking on the straight and narrow that gets you there and keeps you moving onward and upward. “Leaders, by definition, ARE ALWAYS THE FIRST ONES OUT OF ANY PERDICAMENT.” “Perhaps it’s because their vantage point is unobstructed by anyone in front of them. They are not held back by those who cannot keep the pace. They find opportunity where some can only see danger and doom. When others are frozen with fear, they find strength. Though their organizations are often small, their resolve is immense. In simple terms,leaders lead. As a result, they will chart the uncharted in today’s challenging economy, slip the stream of negativity and deliver to the front lines of business. At RW30, we are proud to provide the full range of tools for true leaders.

We salute these champions of business. After all, they are the ones who will blaze the path to prosperity.” This article was inspired by Flying Magazine & Cessna, I find it apropriate to note the leaders speech was written for Cessna aircraft, what a truly inspirational piece of work. Ever since I was a little boy I’ve wanted to fly, today I put this goal on my list. I plan on obtaining insrtuction to gain my pilots license before the end of 2010. I’ll keep you posted. Until then keep dreaming and achieving.

• These 29 Tips To Help Save You Money Funny how when we look at money, financial affairs and wealth we often overlook some of the most simple things. For example what about cutting back on items or finding ways to save on the purchases of the items or services, I read this article in Readers Digest a couple......
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Funny sounding and actually quite appropriate for this time of the season. With Halloween right around the corner, the leaves turning red, orange and yellow. The sight of

monsters, goblins, creepy and eerie things that you only find in horror films. Isn’t that what this month’s tone happens to be all about?

The days are growing shorter, the nights are growing colder and nothing except those holiday jitters to face from now until after the New Year. Gosh it just seems like time has started rapidly increasing to the point that it seems there are not enough hours in the day. Those little “it can wait” thoughts about calling a creditor, arranging some payments on a past due bill.

You know what I mean all of those little things we say we will do later, such as saving up for our children’s college tuition. What about saving up for our own retirement. How about eliminating some debt to remove a burden of stress off of our shoulders.

I can remember when that feeling of debt and past due bills were eliminated from my life. I can also remember when having a credit card was such a temptation to spend while being a curse to have because I was desperate to eat and the credit card was my only source of purchase.

The core of the dilemma here is that we as humans and more so as a society have become dependent on an instant gratification type of mentality with the audacity to buy everything on credit so you have to pay exorbitant interest rates that wind up consuming every dollar you have towards getting out of debt and creating a bright future for you and your family.

So again I ask is it your fear of change, becoming debt free or some other positive shift forward in your life that is holding you back from your achievement of financial freedom. If you don’t think you are standing in your own way of success by hiding from the real truth of the matter; then you need to step aside and take a good hard look at your life from the outside looking in.

Life is full of uncanny surprises and challenges no doubt. When you learn from your mistakes you can move forward at leaps and bounds you never dreamed possible. It all starts with just a little discipline and patience. You know exactly what I am talking about… “The Pillars of Wealth” just a few shifts and you’re off and running at the races and headed straight to the wealth you have always deserved.

• You can purchase an investment with a credit card 5 things to watch as you invest this way We have all heard the term leverage used when it comes to real estate and investing. Leverage the equity, leverage some one else for their skills and talents or their credit and financial stability. Have you ever heard the term leverage the credit card for making real estate purchases? I......
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A dogs keen set of senses and perception are amazing, whether you believe in it or not, the old story; “Everything I Ever Needed to Know About Kindergarten, I Learned From My Dog“  applies to much more than just kindergarten. A dogs unique set of senses are an extraordinary example of the statement wealth and wisdom go hand in hand, you can’t have one without the other. In fact you probably haven’t taken into account all of the variables that come into play. Inevitably you make choices based on intuition, no matter how much you ignore or dismiss that very fact. Intuition alone is a good indicator of your wisdom when it comes to making critical decisions everyday. For instance that decision to or not to make a hasty purchase, reaction to someone, take a turn down a different street and so on.

Even if they aren’t related to financial decisions directly they improve upon your ability to make actions based on fact mixed with logic. Here’s an brilliant example of just this very scenario. I decided to undergo some very critical thinking decisions about certain areas of my life and my business as well as the outcomes I want to see for my family, my colleagues and my most authentic friends.

I had had some serious changes take place in my life, with turbulent activity taking place I had to take cover in new and uncharted territories. It was like paradise island in one aspect and total nightmare on the other. Nothing murderous just privacy, new rules, new ideas for creativity and the most enthusiastic attitude I could muster up and hold onto.

The first couple of weeks were difficult to transition in to, moving a 3^rd person into a one man office was a task that took so much choreography, artistic talent and a strong virtue of trust, patience and understanding. I’ll go into that story another time what I really want to cover here is the topic of wealth and wisdom. I chose a different path to pursue looking for new ideas I could adapt to my own business, what started to happen was and still is purely amazing.

I managed to partner up with a 20 year veteran San Francisco Radio DJ, who is coming out of a retirement for a second round with a whole new eco-centered format with one of the top agencies in the world. They’re begging him to come back and offering him everything he wants on a gold platter. In the mean time I have managed to align myself with him on multiple ventures including advertising on his media platforms.

That doesn’t excite me, what gets my heart racing and revving to go is a project that will help thousands even millions of dogs and help their owners too. I have a very large role in this project as I am the acting CFO and affiliate manager. We are commencing forward with a proposed launch date of October 1^st 2009. This isn’t a business this is a purpose that makes sense, imagine viewing hundreds of written and soon to be converted to video passionate testimonials from dog lovers who have witnessed holistic miracles with their own eyes.

My dog bear was laid to rest at the beginning of this month. I has saddened me deeply, I really miss him. I also miss my own space and domain. Sorry to hit the emotional nerve there I really do miss him. Here’s really what I want you to take away from all of this. The wisdom behind this profound new discovery is simple.

You take something that is already working, for example, the dog products have been around since 1992 that’s 15 years. The product manufacturer Sam is a dynamic, charismatic gentleman; he’s so pleasant to work with and just as excited as all us partners included. This is the first step of wisdom I mentioned intuition, now the second is in motion that’s planning, implement changes, set up testing and create massive action in an organized idealized fashion.

Here’s that formula in action…

We identified a viable way to engage someone whom needed some improvement.

Do you own a dog or a cat, maybe more than one? Are you interested in learning about ways to naturally improve your dogs health, degenerative diseases such as dysplasia, Arthritis, OCD and other conditions that cause them suffering with joints, elbows and hocks? Would you be interested in providing your dog(s) or cat(s) the experience of immediate and long-term relief without drugs or surgery?

Here are some quick check symptoms that can occur with the above conditions. Check and see if your precious companion is experiencing any of these symptoms listed below

Change in appetite
Change in behavior
Muscle atrophy
Lagging behind
Yelping when touched
Limping

We use a combination of three natural formulas developed by a Naturopathic Doctor for his own dog. No side effects, because it’s all just good whole food. No dosage problems because the body uses only what it needs. And now, with the latest product release, the formula is showing results that are even more successful.

Our team made an offer

“We would like to market your products, we are a group of eco-friendly entrepreneurs, we have a community of loyal followers who many of them happen to own dogs. Some of us are using your product and we have been for several years.”

I made an offer to the team

I will handle the roles of Affiliate Manager and CFO since my background is finance. Affiliate management takes quite a bit of talent to manage and run all of the areas required to start and design a program from the ground up.

My offer was accepted

Now I am involved heavily with time dedicated to this project

I am molding and setting up someone else’s business, with a clear thought out plan of action combined with grass roots activity connecting with something we all enjoy out pet’s. It brings me back to the days when I was a child everything was very different then. Life was simple and fun. That’s exactly where I want you to be when you read this today.

I’ve made myself very happy with some of the decisions I have decided to do. I will still keep you updated while http://RyanWegman.Com and the blog both go under the knife in the near future. I’m having evasive procedures done with HTML PHP and CSS soon after the new year. One project at a time. Always remember wealth is a concept that makes the mind choose from the heart

As I mentioned we are at the pre launch phase and seeking affiliates aggressively, if you or anyone you know owns a dog or a cat please let them know we want to get to meet them. Have them email me at basecampjv@gmail.com or call me at 925.246.2121 I’d be glad to speak with you or them.

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Doing the dance, you know dancing around rhe subject at hand

“Why do we dance?” “Because an unexamined life is not worth living.” This was a quote from a movie my wife was watching this morning. It was one of those chick flick movies on the Lifetime Channel. I found this question quite intriguing as I passed by in the living room. It stopped me in my tracks and made me just think about life in general.

What a statement that was. An unexamined life isn’t worth living. What was the actor stating? Really he was emphasizing a deep rooted human feeling and curiosity, to satisfy your desires, explore new reaches of your inner self. In this case a dancer was the focused intent. As it was tsated with the opening question.

Avoiding the issue at hand

You can look at this in another perspective, why do we dance around the subject of finance, financial stabilization, security, why because it’s uncomfortable for the masses. Many people are challenged and distraught about their current state of affairs. Constantly complaining about their situation at hand,yet instead of doing the right thing people just keep doing the same things that put them in a tight spot, in the first place.

You know who they are, maybe you’re one of the many who are struggling to make ends meat. You go to work daily and give it your best and still at then of the day you have more month than money. Life in itself seems meaningless, “why am I working so hard, for what”; you ask? Then the thought passes and you just keep pushing along hoping for things in life to improve and get better.

the Break Up

I talked about it the other day, when I had mentioned about hitting bottom, the day my wife told me to pack my bags. It was a real eye opener. There I was sitting on my buddies couch numb from what had just happened. I had a long talk with my good friend and then as the evening came to a close, and I was in the dark left wondering what had happened, knowing full well what I had to do. I sat there paralyzed.

Watching the dark emptiness fill my heart, that empty feeling way down inside that can undeniably take you to the darkest parts of your soul. Most people stay far away from these places, the fear and pain of doing a little self analysis, reflection in depth research into why is my life going this way.

holding on by a thread praying you will survive

It’s hilarious that it takes the majority of humans to hit a place where they’re stuck between a rock and a hard place before they realize they are holding on by a thread, watching their lives spiral out of control. I’ve seen this place a few times in my life and normally I shrugged it off, and kept plowing through the daily grind, making my way to where ever it was going.

Appearing that everything was just fine and that I’d always be okay. Usually this is how my life turned out. I always managed to land on my feet. Picking up without missing a beat. That was until tragedy struck when my Mother had passed, then the spiral downward with devastating blow after devastating blow, took my wife and I through the most stressful twists and turns, crazy life threatening situations and circumstances, and left us at a breaking point after enough of the setbacks and heartaches of defeat and failure stressed us. I have to say I was the breaking factor in the entire equation.

I bring this to the relevant subject of dance because we all dance around the fire once in a while but when it’s too darn hot in the kitchen you need to lower the heat or stay out of it. The unexplored side of entrepreneurship I embarked on took us through some pretty advanced dance moves to keep us on our toes was a trying task to say the least.

While she was away I had some amazing moments of discovery, awesome discussions that took my life again in new directions and explorations of my inner and outer self. Seeing people around me all fall victim of the poor decisions made with taking money for granted, abusing the freedom of having an instant gratification type of mindset and an uncaring thought towards the future.

This isn’t a bad or terrible way to live, although it is reckless and careless to go through life without putting up boundaries, limits and rules that are used to measure, guide and protect us from harm and minor setbacks. I remember when I had to look at finding work to supplement my income, so that I had an emergency parachute if I needed to jump ship.

My wife too had to go through the same process, on top of that she received very disheartening news about her overall health and wellness. It was at this point we both realized what we wanted from a relationship and it was everything we already had and so much more. We had also realized that we both needed to be stable and financially stable so we could realize all of our dreams.

We had to learn all of the basics because we ignored all of the warning signs, we lived with danger and desperation daily. Our greatest fears were coming true. There she was in another town, living with friends and I was in my own independent element as well. We had to set up goals, make commitments to change those things that were not balanced and shred all of the negative habits, influences, people and circumstances from our lives.

We had to regain our vision of our goals, chart new courses so we could get back together and back on track to our future. There were no choices, either do or die. We knew everything would always work out, but this time was different, we knew we had to work things out it was a matter of many lives involved. Risking everything on a pipe dream wasn’t going to be an option, not that a pipe dream was the dream at all, but pie in the sky dreams are just that.

If you have big goals and desires you need gigantic actions, and measurable results quickly. You have to take a deeper inventory of what really needs to go on. The advice of others will tell you who is authentic and qualified to remain a trusted friend. Let me tell you when all chips are down and life seems to have no purpose the allies you meet are incredible and will carry you down to the finish line. Running right along side you cheering you in all of the way.

We encourage you to dance the test of time, live a life of experience and joy, stop limiting yourself to the same old, same old routine. If you are faced with trouble financially whether it’s your home mortgage, job loss, buried in unsecured debt, faced with an impending bankruptcy or foreclosure you have to know that it’s just as much of a gift as it is a nightmare. The lessons you learn from experience will make you humble and eliminate your stubbornness or you will meet defeat and pick up the pieces and learn from your mistakes.

Reduced stress

Either way you deserve a partner to dance with, first you have to be willing and coachable if you want to learn. You must recognize a need to solve your stress, reduce your financial strain and relieve the pain of being so challenged, this can be physically or mentally in pain. Most people will never know what humiliation, suffering and sorrow life can create, unless they have lost everything.

We mourn when a close relative or friend passes. We feel saddened when we lose valuables in our life and we loose our sanity when our finances spiral out of control. Personally my wife and I have lost close family, friends, personal possessions and even our selves with all we have faced.

 Most people would stop right there and many do. We have seen both sides of losing everything, those who just give up and become those passing faces in a crowd and those who fight to regain control of what has been lost. We have met some of the most humble and caring people over my travels of the night, made some really awesome friends too. Our attraction of the right people into our has been off the charts in terms of the friends, mentors, and partnerships that have been created.

Now it’s our turn to give it all back too you. We want you to shred the dead weight and regain control of your life, taking you back to a time when life seemed so much simpler. Imagine no more cloudy days of confusion, stress and overwhelmed feelings of fear and panic. Lowered anxiety levels because you chose to take action today instead of waiting for the wound to become a hazardous infection in your life.

Having control over your financial affairs, your personal relations, proving to your self that all of that silliness was just one of life’s little tests to keep you aware of whats real and what isn’t. You’ve heard of the Paredo Principle, you know the 80/20 rule. Where 20% of your actions are earning you 80% of the outcomes. So in reflection of the principle here Teri Lynn and I want to be that 20% for you.

We want to be the 80% of your positive outcome with transition and positive change, we want you to succeed in everything you set out to do that brings you into alignment with your passions and purpose in life. As always we strive to provide you with tips tools and resources to help you stay on top of your money.

There are thousands and thousands of resources out there for financial advice and for savvy, on top of their money management types of folks we offer several services to compliment and enhance their financial goals. For those of you in need we offer services to get you back on track the fastest way possible. From basic financial mentor-ship to services from bankruptcy through loan modification, debt settlement, debt elimination. Retirement planning advice that you are in control of making the decisions not the broker.

If you own a small business we can offer you solutions to reduce your expenses by up to 95% of the money you are currently spending. All of this starts with the way you handle your past taxes, and as my gift to you We want to provide you with a free tax review, financial assessment and recommendation. Yes I said the f-word. FREE, and I will say it again FREE TAX REVIEW.

We want you stable, ready for change and recovering from the whirl wind chaos the credit and financial markets have placed on our economic system. We are no where near the end, with hundreds of millions of dollars being created for health care reform, stimulus packages, tax bracket changes, we are poised for great wealth.

• If you are certain that you want more from life and know that life has more to give than what you’ve got

• If you are sick and tired of being sick and tired of being broke

• If you can say you need to save more for the future

• If you know you are facing foreclosure or bankruptcy

• If you know you can’t handle all of this alone and need advice

Then you know you need to get your free review and assessment immediately. Don’t hesitate on the draw stats show you could easily loose, banks aren’t fun to work with and they will go out of their way to make your life as difficult as you’ve made it for them. Don’t think for one second that you are a welcomed client when you own them money, especially in this market. Get your free tax review today.

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• What's the cost of financial failure What's the cost of financial failure? I had never given this a thought until I had experienced financial hardship in my own life. People never give reason or rhyme to why they have served themselves a bad deal. When financial crisis occurs you wouldn't even begin to imagine the costs......

• Tips To Survive The Credit Crunch Today's article is written by guest blogger Trisha Wagner. Does the economy have you feeling down?  It takes a boat load of positive attitude to look at the current credit crunch and not feel a bit of apprehension regarding your finances.  So if you find yourself worrying about what the......
• How to Set New Financial Goals No matter how old you are, or how much money you have in the bank, it is never too late to start setting new financial goals. A big part of successfully saving money and making more money is the formation of goals, keeping track of your progress and finding that......
• Self Thinking Ego is the subject, and ego is in a way all subjects and all subjectivity. We are drilled pretty heavily in the ideas and activities of ego, and in a lot of things we are supposed to do about selves. What would we do without all this self thinking? Without......
• Finding The Right Financial Balance If you are ready to get serious about managing your finances, it is vital to find that perfect financial balance that will help you reach your goals in less time. In many cases, simply finding that balance can make all the difference in how you view money and how well......
• Adventures in Dallas (and how we saved money there) This past week, I took my first trip to Texas. I was kind of excited and kind of nervous as I didn't know what to really expect. I have known only a couple of people from Texas. They wore shirts with slogans on them, like "There are two kinds of......

Here we are again entering the holiday season, beginning with today and running directly into the major holiday season. Halloween, thanksgiving and of course everybody’s favorite Christmas. With the soon to be spending season coming right around the corner at this time of year. It’s time to really get your budget and financial house decorated and ready for the holidays.

Think of it labor in it’s self means work, we are honoring the workers of this great nation who have kept America’s industry moving forward at the speed of sound and light. We honor this day with lots of ice cold beer and flaming barbecues, sizzling steaks, hot dogs and chicken.

Have you ever wanted to know the true meaning of Labor Day? From wikipedia…”The holiday originated in Canada out of labor disputes (”Nine-Hour Movement”) first in Hamilton, then in Toronto, Canada in the 1870s, which resulted in a Trade Union Act which legalized and protected union activity in 1872 in Canada. The parades held in support of the Nine-Hour Movement and the printers’ strike led to an annual celebration in Canada. In 1882, American labor leader Peter J. McGuire witnessed one of these labor festivals in Toronto. Inspired from Canadian events in Toronto, he returned to New York and organized the first American “labor day” on September 5 of the same year.[citation needed]

The first Labor Day in the United States was celebrated on September 5, 1882 in New York City.[1] In the aftermath of the deaths of a number of workers at the hands of the US military and US Marshals during the 1894 Pullman Strike, President Grover Cleveland put reconciliation with Labor as a top political priority. Fearing further conflict, legislation making Labor Day a national holiday was rushed through Congress unanimously and signed into law a mere six days after the end of the strike.

[2] Cleveland was also concerned that aligning a US labor holiday with existing international May Day celebrations would stir up negative emotions linked to the Haymarket Affair.[3] All 50 U.S. states have made Labor Day a state holiday.” read article here…http://en.wikipedia.org/wiki/Labor_Day

Far to many sacrifices have been made and opinions created for the structure of work day we obied by everyday. So why is it that people work so hard to create a movement and yet they still sit by and let life pass them by? So many people have made choices that led them to a place where their finances are in detrimental condition.

Since we all have a choice to make on this Labor Day weekend to round out the last quarter of the year I suggest that we all take a few minutes to come up with a plan of action that will help us labor through all the challenges that we have created in our own lives. I know for sure that we can win this battle of the financial crisis and come out ahead and end up as the winner over circumstance.

I strive to encourage people to embrace the concept of wealth and to embrace the power of good financial management. If you don’t ingrain these rules in your daily activities you will wind up with major financial challenges down the road.

Sure everyone is hurting right now and that is why we have devised the3 ultimate debt crusher plan. If you want to make it through this difficult time in our American History you need to get on board. As k yourself a couple of questions…

• Are you buried in unsecured debt?

• Has your income been affected?

• Is your home loan worth more than your homes value?

• Do you have student loans that are eating away at your monthly budget?

• Did you claim every deduction on your last years tax return?

• How is your credit?

• What does your retirement savings plan look like?

• Will you meet your requirements to have the ability to retire?

• Would you like a free complimentary tax review?

• Would you like a free assessment of your retirement plan?

• Would 30 minutes free of charge be worth your investment of time if you would be guaranteed a plan of action custom tailored to your specific needs?

Oh no her we go again, more sales pitches right? WRONG if you read the questions I am offering yo9u a free debt crusher plan to get you back on your feet. All you need to do is schedule an appointment with me for a free 1 on 1 – 30 minute risk free no obligation offer to get you back on the fast track.

Schedule your appointment today by calling 925-335-6357

• Why Network Marketing, Marketing and Internet marketing are changing the world around us When it comes to business and life opportunities I should head to one warning. Once bitten twice shy should be the order of the day. You see I had always wanted to start my own profitable business and be the one stop shop for everyone. The problem is I couldn't......
• Small Businesses get a big break by maximizing profits with defined benefit plans. Generally many small business owners face a dilemma when it comes to making important decisions concerning their IRA's and 401K's during the open enrollment time of the year. Many small business owners don't realize that a defined benefit plans allow higher contributions compared to traditional plans. For example a traditional......
• Snowball your way to financial freedom Debt is like a plague that eats your hard earned money faster than you can earn it. You work for your bills and your bills take everything you work for. Soon it becomes a stressful vicious cycle that makes people bitter and angry. Your outlook becomes bleak; you see no......
• How to Overcome Adversity [display_podcast]When the chips are down and there is no light at the end of the tunnel people tend to become frozen with fear, contemplation and indecisiveness with the choice they are faced with. Many times the simplest way out of a situation is for most people stop right in their......
• How to strategically plan for your retirement When it comes to planning for retirement you really have only a few choices to make for your future. Strategically speaking many people take the approach of “I hope it works.” People really never give their retirement a thought until it's to late. When they decide it's time for retirement......

• Creating a Plan for Guaranteed Retirement Income Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I've decided to adopt Prof. Bodie's concepts......
• Beware the Free Lunch Financial Seminars Each month I receive at least one invitation to a free lunch at a local restaurant, courtesy of a local financial planner, insurance broker, or investment advisor. I am told that my attendance will be rewarded by an informative presentation on investing or retirement planning. I have never attended one......
• Does Your Financial Future Look Gloomy? While no one can look into a crystal ball and determine where they will be financially in twenty, thirty or forty years, there are some early warning signs that may indicate that the future might be a bit gloomy. The key to successfully preparing for your future is to avoid......
• Weekly Roundup: BCS Championship Edition Tonight Alabama and Texas play for the BCS Championship. As an Auburn man, I don't have a favorite, but I'll be a homer and pull for the Crimson Tide since they are from the same conference. I've enjoyed the bowl season this year, and look forward to tonight's game. Feel......
• Free Estate Planning & Retirement Resources. No matter what stage in life you are at, you should be planning for something. Between insurance needs, a will, retirement planning, etc., we can all use a little help getting organized. Lucky for you, my trusty TRowePrice newsletter gave out some links to some free advice, and I am......