The Ultimate IRA Report
The approval is final I finally got the okay to post the Equity Trust Article I mentioned last week. I spoke to their professional network coordinator and racked up some huge decision making ideas along with the invitation to contribute articles for their monthly reading audience.
I now have a leveraged medium to get the word out about land banking, the power of building wealth through real estate combined with the power of self directed IRAs’.
As the first step I am going to reprint the article in it’s original format over the course of the next week. I have at least a three part article. I will enjoy the benefits from these nuggets of brain food.
I hop you decide to use them for your benefit…
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Real Estate IRAs: Secrets Revealed – Part One |
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Knowledge is Power: The Basic Incredible Wealth-Building Secrets of IRAs By: Dick Desich Hi Ryan Thank you for requesting our free mini-course, “Real Estate IRAs: Secrets Revealed.”According to the Social Security Board of Trustee’s 2006 Annual Report, the Social Security system will begin to run a negative cash flow by the year 2017, and by the year 2040 it will be completely insolvent! The total in unfunded liabilities for Social Security and Medicare in present value (or in today’s dollars) is $45 Trillion… the ENTIRE net worth of America is $42 Trillion! So what is this telling us? Very plainly, that we need to take our future into our own hands. We need to use our knowledge and expertise, coupled with the tools the government has given us, to not rely on Social Security as our safety net. You see, dollar-for-dollar, nothing provides a better return on investment than investing in what you know (real estate) in a tax-free environment that retirement plans provide. Have you been burnt by that hot stock tip? Or just been upset the market’s general unpredictability? Imagine investing in a piece of property just down the street – a real, tangible asset! Would it make you sleep better at night, knowing that you could go and see your retirement growing in front of your eyes?In this seminar, you will discover the secrets to Real Estate IRAs and wealth generation for you and your family. So let’s get started… The Basics:Do you think that your only retirement investment option is the stock market or low-yielding CDs? Most real estate investors aren’t aware that they can use their retirement savings, such as IRAs, 401(k) and other qualified plans, to invest in real estate. In addition, many do not fully understand the incredible wealth-building powers these government-sanctioned plans hold. Any IRA invested in low-interest CDs or government bonds will grow exponentially due to the tax-deferred or tax-free status that IRAs possess. That’s fine – if you are satisfied with low investment returns and believe that they will keep you ahead of the inflation rate and meet your retirement needs. For most investors, low-rate fixed investments are not the answer, so many have turned to the stock market. “Has the market burned your IRA? Avoid being churned and burned by the ups-and-downs of the stock market: Use your IRA to invest in real estate.” Though the stock market can offer significantly higher returns, many investors in recent years have seen their retirement plans derailed or significantly altered. Historically, the stock market has been a sound investment over time. But looking more closely, the market has achieved virtually all of its gains over relatively short bull-market surges.Given its historic ups-and-downs, do you really want to bet your retirement exclusively on the U.S. stock market rising in value? Can you be confident that the money you will need will be there when you need it? “You do have options.” Other investors, using their current investment strategies in real estate or other alternative assets, are able to achieve substantially greater returns in their IRA plans than they would by investing in stocks or mutual funds.When you combine the powers of an IRA with the knowledge and expertise of a real estate entrepreneur, the result can be an opportunity for tremendous financial growth. By creating, transferring, or rolling over a 401(k) to a truly self-directed IRA, you will have complete control over how these funds are going to be invested. Imagine being able to complete real estate transactions almost exactly as you are currently doing them, but gaining the added advantages offered by IRAs and their tax-deferred/free status. “Why haven’t I heard about this before?” Most investors don’t know this opportunity exists because most IRA custodians do not offer truly self-directed IRAs that allow Americans to invest in real estate and other non-traditional investments.Often, when you ask your custodian/trustee, “Can I invest my retirement funds in real estate?” they will say, “I’ve never heard of that” or, “No, you can’t do that.” What they really mean is that you can’t do this at their company because they have a vested interest in getting you to invest in their stock, mutual fund or CD products. As a truly self-directed IRA custodian, Equity Trust Company (www.trustetc.com) will not only allow you to invest in all forms of real estate (or other investments not prohibited by the Internal Revenue Service), but will also handle all transactions within your IRA for one low annual fee, with no hidden charges. “How do I know this is legal?” For many years, corporations (large and small) as well as individual Americans have been using their retirement funds to invest in real estate using with IRAs, 401(k)s and other pension plans.But because most Americans have not been educated about their options, they might wonder, “Is this legal?” Well, quite simply, it is. But don’t take my word for it, just look at information published by the ultimate authority on IRAs, the Internal Revenue Service. In IRS Publication 590 (dealing with IRAs), it states what investments are prohibited; these investments include artwork, stamps, rugs, antiques, and gems. All other investments, including stocks, bonds, mutual funds, real estate, mortgages, and private placements, are perfectly acceptable as long as IRS rules governing retirement plans are followed. (For a copy of IRS Publication 590 please go to http://www.trustetc.com/links/irspubs.html) We can also look to information provided on the IRS website. The following is an excerpt from an FAQ section about IRAs: “Are there any restrictions on the things I can invest my IRA in? The law does not permit IRA funds to be invested in collectibles such as:
The law also does not permit IRA funds to be invested in life insurance contracts. See Code section 408(m) for additional investment restrictions. Finally, IRA trustees are permitted to impose additional restrictions on investments. For example, because of administrative burdens, many IRA trustees do not permit IRA owners to invest IRA funds in real estate. IRA law does not prohibit investing in real estate, but trustees are not required to offer real estate as an option. “Now that I understand the basics, let’s talk about how self-directed IRAs can benefit me!” As mentioned before, an IRA is one of the most powerful wealth-building tools available to real estate investors. But why is this? What benefits can an IRA offer that your present investing strategies cannot?Well, there are several benefits, and in future emails you will see how an IRA can provide investors much more than just a way to save for retirement. Watch your email inbox for Part II of the Real Estate IRA Report, where you will discover how you can create tremendous wealth for you and your family by using the power of TRUE compounding interest to accelerate wealth generation. “What type of returns can you make investing in real estate? 10%? …20%? …30%?” If you have enjoyed this report, why not forward it to an associate or colleague who can profit from this information? They’ll thank you for it! If this message was forwarded to you: Get a free full version of this mini-course by visiting www.trustetc.com. Along with your free mini-course, you will receive a free subscription to “The Ultimate IRA Report,” a comprehensive update on IRA and wealth creation information. Want to learn more about how to combine your own investment knowledge and expertise with the tax savings benefits of IRAs and the high potential profit value inherent in real estate and other alternative investments? Visit our website for more detailed information: www.trustetc.com How would you like to create tax-free wealth for you and your family? Richard Desich has developed a whole series of educational materials and training seminars to teach individuals how to truly create wealth for themselves and their families. Additional information is available at www.irareg.com Please do not reply to this email. All inquiries should be directed to help@trustetc.com or call Equity Trust Client Services at 440.323.5491. Equity Trust Company, 225 Burns RD, Elyria, OH 44035, USA |
Have Questions? We’ ve Got Answers! Has this seminar sparked some questions that you might have about self directed real estate IRA investing? If so follow the link below for a consultation with a self directed IRA specialist. With over 33 years of experience we can answer all of your questions and best of all we’ll call you at YOUR convenience.
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